Sold·Closed Sep 4, 2026·6 days on market
251 Cue Lake Drive
Hawthorne, FL 32640
About this home
Hawthorne
Situated on a corner lot with 3.27 beautifully wooded acres, this 2,196 sq. ft. lakefront retreat offers the perfect blend of privacy, nature, and recreation. Featuring 3 spacious bedrooms and 2.5 bathrooms, this custom home is filled with warmth and character, showcasing gorgeous wood accents, tongue-and-groove bamboo flooring, and beautiful lake views throughout. The primary suite offers a private balcony overlooking Hour Glass Lake, while nearly every room captures peaceful views of the water and surrounding landscape. Two guest bedrooms feature charming window seats with built-in storage benches. The open-concept kitchen and living area is anchored by a stunning double-sided stone fireplace that also serves the spacious bonus room, ideal as a family room, home office, playroom, or potential fourth bedroom. Relax on the expansive back deck while enjoying frequent visits from deer, wild turkeys, colorful birds, and Florida's iconic fox squirrels. Horses are welcome. Additional
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Metal — year not disclosed (home built 1985)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Likely septic · Private well (public record)
County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,582 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $2,020/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Sep 5, 2026Closed$425,000
- Jul 17, 2026Pending$425,000
- Jul 11, 2026Listed$425,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $164/sq ft; this home is listed at $194/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 105 Buck Run Trail, Hawthorne, FL 32640Listed by EXP REALTY LLC | Sep 2026 | $325,000 | $164 | 4/3 | 1,976 | 44 | 0.5 |
| 197 Melrose Landing Drive, Hawthorne, FL 32640Listed by NICOSIA REALTY INC. | Sep 2026 | $280,000 | $136 | 4/2 | 2,052 | 7 | 0.5 |
| 249 Melrose Landing Drive, Hawthorne, FL 32640Listed by HELEN HERSEY REALTY | Jul 2026 | $411,000 | $206 | 3/2 | 1,992 | 22 | 1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: IHEART REALTY INC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Sep 4, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines