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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Shearwater, St. Augustine a waterfront home in St. Johns County.

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Active

Active·Listed today·Shearwater

83 Boylston Court

St. Augustine, FL 32092

$478,000$225/sqftEst. $2,531/moMLS# 2165398
3
Beds
2
Baths
2,126
Sq Ft
2020
Built
2
Garage
No
Pool
HOA $20/mo6,098 sqft lotWaterfrontSingle Family Residence1 story

About this home

Shearwater

Welcome to 83 Boylston Ct, a beautifully maintained home situated on a peaceful water-view homesite in the highly sought-after Shearwater community of St. Augustine. Offering approximately 2,126 square feet, this thoughtfully designed home combines an open, functional floor plan with flexible living spaces and inviting indoor-outdoor living.From the moment you arrive, the charming covered front porch, paver driveway and manicured landscaping create an impressive first impression. Inside, light neutral finishes and durable flooring flow throughout the main living areas, creating a bright and welcoming atmosphere. The heart of the home is the spacious open-concept kitchen, dining and family room. The kitchen features an oversized island with seating, quartz-style countertops, abundant cabinetry, stainless steel appliances and a gas range, making it equally suited for everyday living and entertaining. The adjacent family room is highlighted by a beautiful custom fireplace wall with built-

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.95% · 30yr$2,531
Property taxesest. at asking price, St. Johns County$636
HOAbilled annually$20
Estimated total, before insurance$3,187/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$8,262/yr · $688/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$478,000
$95,600
Loan Term
Monthly Payment
$2,531
Principal & Interest: $2,531
Property taxes (est.): $636
Insurance (est.): $319
Estimated Total Monthly
$3,486
*30-year loan at 6.95% APR (avg 30-yr rate 2026-09-17, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2020)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,737 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $8,262/yr

Estimated taxes if purchased at asking price: ~$7,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 18, 2026Listed$478,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$478,000
Price / Sq Ft$225
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage2,126
Total Structure Area2,126 sq ft
Acres0.14 acres
Year Built2020
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontYes

School Information

Community Information

Address83 Boylston Court, St. Augustine, FL 32092
Area304- 210 South
SubdivisionShearwater
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32092
Lot Size6,098.4 sq ft
Parcel Number0100150610
ZoningResidential

Amenities

AmenitiesPool, Barbecue, Children's Pool, Clubhouse, Dog Park, Park, Playground, Tennis Court(s)
UtilitiesOther
Water SourcePublic
ParkingGarage, Garage Door Opener
ViewPond
Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Eat-in Kitchen, Kitchen Island, Open Floorplan, Pantry, Split Bedrooms, Walk-In Closet(s)
AppliancesDisposal, Gas Cooktop, Gas Oven, Ice Maker, Microwave, Refrigerator, Tankless Water Heater
HeatingCentral
CoolingCentral Air
FlooringTile
FireplaceYes
# of Fireplaces1
Fireplace FeaturesElectric
# of Stories1
LevelsOne

Exterior

Patio / PorchCovered, Front Porch, Porch, Rear Porch, Screened
RoofShingle
ConstructionVinyl Siding
Road SurfaceAsphalt

Additional Information

Date ListedSeptember 18, 2026
Days on Market0
HOA Fees$236 / Annually
HOA FrequencyAnnually
Tax Amount$8,261.85
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CASTILLO REAL ESTATE JAX · danielle@thewrightrealtor.com

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Shearwater

Shearwater is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32092.

View all Shearwater homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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