Active·15 days on market
9 Pine Bush Lane
Palm Coast, FL 32164
See it this week
Want to walk through this home this week?
Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.
Call (904) 709-7917 Text Krista
Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Palm Coast
WELCOME TO 9 PALM BUSH LANE! Located in Palm Coast's desirable and convenient P Section, this beautifully maintained 2023 Seagate home offers easy one-level living with 3 bedrooms, 2 full baths, a 2-car garage and an open, split-bedroom design. The upgraded kitchen features granite countertops, stainless steel appliances and beautiful cabinetry, opening to bright living and dining areas where vaulted ceilings and abundant natural light create an open, airy feel. The secluded owner's suite offers a tray ceiling, sizable walk-in closet and raised vanity with upgraded cabinetry. Ceramic tile flows through the main living areas with carpet in the bedrooms. Outside, enjoy a fully fenced .23-acre lot and spacious backyard with plenty of room for a future pool, extended patio or outdoor living space. Beautifully maintained and only three years young, this is more than a move-in-ready home--it's a place to settle in, make memories and truly make your own.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone HUR
Check floridadisaster.org/knowyourzone for what this designation means locally.
Roof: Shingle — year not disclosed (home built 2023)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,718 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $3,813/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Sep 26, 2026Active$332,500
- Sep 16, 2026Listed$332,500
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $176/sq ft; this home is listed at $208/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 33 Pineapple Drive, Palm Coast, FL 32164Listed by REAL BROKER LLC | Jul 2026 | $359,900 | $194 | 4/2 | 1,851 | 54 | 0.2 |
| 49 Ponce Preserve Drive, Palm Coast, FL 32164Listed by AXEN REALTY LLC | Sep 2026 | $358,080 | $173 | 4/3 | 2,070 | 112 | 0.6 |
| 37 Ponce Preserve Drive, Palm Coast, FL 32164Listed by AXEN REALTY LLC | Sep 2026 | $366,997 | $177 | 4/3 | 2,070 | 513 | 0.6 |
| 41 Ponce Preserve Drive, Palm Coast, FL 32164Listed by AXEN REALTY LLC | Jul 2026 | $361,997 | $175 | 4/3 | 2,070 | 496 | 0.6 |
| 32 Portofino Lane, Palm Coast, FL 32164Listed by AXEN REALTY LLC | Sep 2026 | $360,997 | $174 | 4/3 | 2,077 | 100 | 0.7 |
| 53 Ponce Preserve Drive, Palm Coast, FL 32164Listed by AXEN REALTY LLC | Sep 2026 | $365,438 | $176 | 4/3 | 2,077 | 90 | 0.7 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: KELLER WILLIAMS ST JOHNS
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
Keep looking
More homes in Palm Coast
For Sale16 White Deer LanePalm Coast, FL 32164
4 bd · 2 ba · 1,617 sq ft
$333,000Est. $1,772/moBRAND NEW FLOORS!! Tired of the St Augustine traffic and pace of life?? This three year old, one owner, CONCRETE BLOCK…
Listing Office: anderson realty
For Sale80 Turnstone CirclePalm Coast, FL 32164
3 bd · 2 ba · 1,536 sq ft
$333,240Est. $1,774/moWelcome to Starlight Homes at Sabal Preserve! The Glimmer floorplan is a beautifully designed 3-bedroom, 2-bath home…
Listing Office: ashton woods florida realty llc
For Sale50 Ullian TrailPalm Coast, FL 32164
3 bd · 2 ba · 1,680 sq ft
$334,999Est. $1,783/mo1.0% Buy down offered by Preferred lender for qualified buyers, subject to loan approval and program terms! WHAT UNTIL…
Listing Office: re/max select group
For Sale14 Ullman CourtPalm Coast, FL 32164
4 bd · 2 ba · 1,862 sq ft
$329,440Est. $1,753/moThe Cali floor plan offers 1,862 square feet of thoughtfully designed living space with 4 bedrooms, 2 bathrooms, and a…
Listing Office: d r horton realty inc
Keep looking
Similar homes in Palm Coast
Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines
Open Houses
10/10/2026
12:00 pm - 2:00 pm