Active·27 days on market
16 White Deer Lane
Palm Coast, FL 32164
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Want to walk through this home this week?
Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.
Call (904) 709-7917 Text Krista
Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Palm Coast
BRAND NEW FLOORS!! Tired of the St Augustine traffic and pace of life?? This three year old, one owner, CONCRETE BLOCK home is a fabulous opportunity for in the W section of Palm Coast! Interesting reverse pie shaped lot, this home sits on a soft corner and feels like you're in your own oasis. Large backyard, like new 6' vinyl fence, ~21x17 covered, screened porch off the back of the home, and screened front porch with concrete extensions for a courtyard entry of your dreams! The California height kitchen island helps this floorplan stay wide open; the split bedroom plan gives the owner suite an extra buffer from the rest of the home, and the covered, screened patio is a home gardener's dream for mosquito + sun protection. NO HOA, .28 acre lot, and ready for you to call 16 White Deer Lane home!
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: material not specified — year not disclosed (home built 2023)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,589 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $5,106/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Aug 12, 2026Price change$333,000−$7,000
- Aug 6, 2026Active$340,000
- Jul 29, 2026Pending$340,000
- Apr 24, 2026Listed$340,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $182/sq ft; this home is listed at $206/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 121 Whippoorwill Drive, Palm Coast, FL 32164Listed by BEYCOME OF FLORIDA LLC | Aug 2026 | $237,500 | $159 | 4/2 | 1,497 | 10 | 0.2 |
| 5 White Hall Drive, Palm Coast, FL 32164Listed by EXP REALTY LLC | Oct 2026 | $244,000 | $196 | 3/2 | 1,247 | 6 | 0.3 |
| 70 Rae Drive, Palm Coast, FL 32164Listed by COWFORD REALTY & DESIGN LLC | Aug 2026 | $292,000 | $175 | 3/2 | 1,668 | 8 | 0.7 |
| 23 Westfield Lane, Palm Coast, FL 32164Listed by HERRON REAL ESTATE LLC | Sep 2026 | $270,000 | $158 | 3/2 | 1,713 | 289 | 0.8 |
| 24 Westfalls Lane, Palm Coast, FL 32164Listed by LANTERN REALTY, LLC. | Sep 2026 | $299,500 | $199 | 3/2 | 1,504 | 71 | 0.8 |
| 35 Ramblewood Drive, Palm Coast, FL 32164Listed by D R HORTON REALTY INC | Jul 2026 | $339,415 | $182 | 4/2 | 1,862 | 89 | 1.1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: ANDERSON REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
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MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines
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