This home is in St Augustine Shores, St. Augustine South — a waterfront home in St. Johns County.
Active·28 days on market·St Augustine Shores
1013 Aragon Avenue
St. Augustine South, FL 32086
25 more homes for sale in St Augustine Shores →Search St Augustine Shores on the map
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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
St Augustine Shores
COZY LAKEFRONT HOME WITH PANORAMIC VIEWS & EXTENSIVE UPDATES! Enjoy peaceful lakefront living in this charming two-bedroom, two-bath home featuring panoramic lake views, an attached carport, and a private, fully fenced backyard with an attached enclosed screened porch--perfect for relaxing, entertaining, or enjoying the beautiful surroundings. This home has been thoughtfully updated with numerous recent improvements, offering peace of mind and convenience for the next owner. Major upgrades include a new roof (2023), new HVAC system, and all-new HVAC ductwork--a significant approximately $13,000 improvement. Additional updates include a new water heater, new flooring throughout, fresh interior paint, new kitchen and bathroom faucets, a new stove and range hood, an almost-new refrigerator, new garbage disposal, and new toilets in both bathrooms. The kitchen features cabinetry approximately eight years old, providing a functional and attractive space for everyday living.
Next steps in St Augustine Shores
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone C
Zone C evacuates after zones A, B in an approaching storm.
Roof: Shingle — 2023 per the listing
A recent roof is the single biggest lever on Florida homeowners-insurance pricing.
Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts
County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,695 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Sun & Light
East-facing backyard — the morning-light lot
The listing reports the home facing west, which puts the backyard on the east side. Today at this address: sunrise 7:24 AM, sunset 6:59 PM.
- The rear takes the sunrise and the gentle morning sun, then goes shaded through the afternoon — the classic comfortable-summer-evening lanai in Florida.
- A pool back here warms with the morning and sits in shade by late afternoon: cooler water than a west lot, and evening swims without the glare.
- The front of the home carries the hot western afternoon instead of your living space.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $3,578/yr
Estimated taxes if purchased at asking price: ~$5,100/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Sep 12, 2026Price change$319,900+$5,000
- Sep 12, 2026Listed$314,900
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $238/sq ft; this home is listed at $284/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 1023 Viscaya Boulevard, St. Augustine, FL 32086Listed by IHEART REALTY INC | Jun 2026 | $375,000 | $277 | 3/2 | 1,356 | 21 | 0.2 |
| 72 Deltona Boulevard, St. Augustine, FL 32086Listed by MAXREV, LLC | May 2026 | $265,000 | $261 | 2/1 | 1,014 | 38 | 0.3 |
| 56 Deltona Boulevard, St. Augustine, FL 32086Listed by OPENDOOR BROKERAGE, LLC. | Jan 2026 | $249,250 | $232 | 2/2 | 1,075 | 30 | 0.3 |
| 158 Deltona Boulevard, St. Augustine, FL 32086Listed by OPENDOOR BROKERAGE, LLC. | Apr 2025 | $260,000 | $204 | 3/2 | 1,275 | 82 | 0.3 |
| 133 Andora Street, St. Augustine, FL 32086Listed by HOMEZU.COM OF FLORIDA | Jun 2026 | $188,000 | $172 | 3/2 | 1,096 | 7 | 0.5 |
| 992 Dorado Drive, St. Augustine, FL 32086Listed by CENTURY 21 ST AUGUSTINE PROPERTIES | Jan 2026 | $274,000 | $238 | 2/2 | 1,150 | 95 | 0.5 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: MOMENTUM REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About St Augustine Shores
St Augustine Shores is a neighborhood in Southern St. Johns County, FL (St. Johns County), ZIP 32086.
View all St Augustine Shores homes for sale →Keep looking
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Explore the area
More in St Augustine Shores
Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
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Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines