Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Julington Lakes, St. Augustine — a gated community home in St. Johns County.

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Active

For Rent·8 days on market·Julington Lakes

245 Freshwater Drive

St. Augustine, FL 32259

$4,200/moMLS# 2164020

Rental listing

Krista specializes in home sales, not rentals. To tour or apply for this rental, contact the listing agent directly:

Kyle Ford REALTOR ® & Property Manager · JPAR CITY AND BEACH kylesellsjax@gmail.com

Beds

Baths

3,182

Sq Ft

2018

Built

Garage

Pool

About this home

Julington Lakes

Rent ready in the desirable, gated Julington Lakes community--amenities included! Featuring 4 bedrooms, 3 bathrooms, and 3,182 sq. ft., this home offers expansive living spaces throughout. The main floor features a separate dining room, a dedicated office space, and 1 bedroom. The gourmet kitchen boasts 42-inch cabinets, granite countertops with a breakfast bar, and stainless steel appliances. Enjoy the spacious living room, or open the triple sliding glass doors to seamlessly transition onto the large, screened back patio and fire pit area. Upstairs, you'll find a versatile loft space, 3 additional bedrooms, and 2 bathrooms. The primary suite features a huge garden tub, a separate shower, and a walk-in closet. The home also includes an attached 2-car garage equipped with a Tesla EV charger. The Julington Lakes community offers resort-style amenities, including a pool, fitness center, walking paths, tennis courts, and more.

Cost to own

Mortgage calculator

Home Price

$4,200

Down Payment: 20%

$840

Interest Rate: 6.95%

Loan Term

Monthly Payment

$22

Principal & Interest: $22

Property taxes (est.): $6

Insurance (est.): $3

Estimated Total Monthly

$31

*30-year loan at 6.95% APR (avg 30-yr rate 2026-09-17, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$690,161	$374,098	—
2024	$648,215	$362,847	—
2023	$611,069	$350,822	—
2022	$554,806	$339,148	—
2021	$456,068	$327,814	—
2020	$407,244	$308,507	—

Estimated taxes if purchased at asking price: ~$100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.