$85,000Sold5.54 acres · Unimproved Land
Sold·Closed Nov 4, 2026·34 days on market
5870 Indian Trail
Keystone Heights, FL 32656
About this lot
Keystone Heights
Enjoy the privacy and freedom of 5.5 acres with plenty of room for animals, equipment, RVs, recreational use, and more. A mobile home previously occupied the property but has since been removed. A well, septic system, and electrical service are already in place; however, their condition and functionality are not warranted. Located just minutes from the City of Keystone Heights, this property offers a great opportunity to create your own private rural retreat. Buyer to perform all due diligence and verify all property features, utilities, zoning, and permitted uses.
Cost to own
Carrying cost
What holding this lot costs per month at the asking price. Land loans run on different terms than a home mortgage, so the payment is left out; ask for current lot-loan terms.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Read at the listing’s map pin. On a lot this size the zone can change across the property, and the pin may not be where the house stands.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Likely septic · Private well (public record)
County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.
Source: Florida DOH Water Management Inventory (public record).
Krista can connect you with local insurance quotes before you make an offer.
As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest park or preserve
Alpine Groves Parkabout 22 mi · 1 mi of trails
Closest public boat ramp
Camp Blanding FMA – Lowery Lake Boat Ramp (Saturday & Sunday Mornings Only)about 7 mi · Lowery Lake
Closest kayak & paddleboard launch
Mike Roess Goldhead Brach State Park Canoe Beach (Long Portage)about 3 mi · Little Lake Johnson
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2026 | $71,797 | $61,484 | — |
2025 property taxes (current owner): $1,151/yr
Estimated taxes if purchased at asking price: ~$1,500/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 901 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2026), NEFMLS.
History
Price & status history
- Nov 4, 2026Closed$85,000
- Sep 18, 2026Pending$85,000
- Aug 21, 2026Active Under Contract$85,000
- Aug 15, 2026Listed$85,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $12,000 an acre; this lot is listed at $15,343 an acre.
| Address | Closed | Price | $/acre | Acres | DOM | Miles |
|---|---|---|---|---|---|---|
| 4329 Bondarenko Road, Keystone Heights, FL 32656Listed by WATSON REALTY CORP | Oct 2026 | $75,000 | $10,638 | 7.05 | 318 | 0.4 |
| 4337 Bondarenko Road, Keystone Heights, FL 32656Listed by EPIQUE REALTY, INC | Mar 2026 | $70,000 | $11,382 | 6.15 | 177 | 0.5 |
| 5820 Campo Drive, Keystone Heights, FL 32656Listed by DALTON WADE INC | Nov 2025 | $150,000 | $20,000 | 7.5 | 32 | 0.6 |
| 5550 Jenkins Loop Drive, Keystone Heights, FL 32656Listed by FLORIDA HOMES REALTY & MTG LLC | Dec 2025 | $78,500 | $11,822 | 6.64 | 2 | 0.8 |
| 4381 Mark Allan Road, Keystone Heights, FL 32656Listed by FLATFLEE.COM INC | Jun 2026 | $60,000 | $12,000 | 5 | 53 | 0.9 |
| 5900 Trawick Road, Keystone Heights, FL 32656Listed by JPAR CITY AND BEACH | Dec 2025 | $83,000 | $16,600 | 5 | 228 | 1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this lot is worth; Krista runs the adjustments per lot.
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Features
School Information
Community Information
Amenities
Exterior
Additional Information
Listing Courtesy of: HATCH REALTY SERVICES
Sold by: NON MLS (realMLS) (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Nov 4, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines