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Sold

Sold·Closed Aug 14, 2026·0 days on market

174 Geck Road

Palatka, FL 32177

$260,000sold priceListed at $273,000 · 95.2% of asking$202/sqftMLS# 2160134
3
Beds
2
Baths
1,290
Sq Ft
1956
Built
—
Garage
No
Pool
No HOASingle Family Residence1 story

About this home

Palatka

COMP Sale

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,440
Estimated total, before insurance$1,440/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$260,000
$52,000
Loan Term
Monthly Payment
$1,440
Principal & Interest: $1,440
Insurance (est.): $173
Estimated Total Monthly
$1,613
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

History

Price & status history

  • Aug 14, 2026Listed$273,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $165/sq ft; this home is listed at $212/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
155 Roddy Road, Palatka, FL 32177Listed by IHEART REALTY INCJul 2026$340,000$2593/1.51,314610.4
110 Karen Drive, Palatka, FL 32177Listed by IHEART REALTY INCSep 2026$249,000$1654/21,512720.6
190 Mango Drive, Palatka, FL 32177Listed by 21ST CENTURY REALTY SERVICES OF JACKSONVILLEJun 2026$155,000$983/21,585220.9
242 Mango Drive, Palatka, FL 32177Listed by COLDWELL BANKER BEN BATES INCOct 2026$240,000$1564/21,5341851
203 Citra Drive, Palatka, FL 32177Listed by IHEART REALTY INCApr 2026$269,000$1713/21,576131
2114 Westover Drive, Palatka, FL 32177Listed by IHEART REALTY INCMar 2026$184,900$1613/11,146271

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$273,000
Price / Sq Ft$212
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,290
Year Built1956
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
Has PoolNo
Is WaterfrontNo

Community Information

Address174 Geck Road, Palatka, FL 32177
Area561-Greater Palatka
SubdivisionMetes & Bounds
CityPalatka
CountyPutnam
StateFL
Zip Code32177
Parcel Number14-10-26-0000-0991-0000

Amenities

UtilitiesCable Available, Electricity Connected
SewerSeptic Tank
Water SourceWell
ParkingOther

Interior

AppliancesDishwasher, Dryer, Electric Oven, Electric Range, Microwave, Refrigerator, Tankless Water Heater, Washer
HeatingCentral
CoolingCentral Air
FireplaceYes
Fireplace FeaturesElectric
# of Stories1

Exterior

Lot DescriptionAgricultural

Additional Information

Date ListedAugust 14, 2026
Days on Market0
Listing TermsFHA
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: MOMENTUM REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 14, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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