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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Augustine — a home near St. Augustine High School.

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Active

Active·45 days on market

721 Volusia Street

St. Augustine, FL 32084

$360,000$283/sqftEst. $1,922/moMLS# 2160055
3
Beds
2
Baths
1,272
Sq Ft
2022
Built
1
Garage
No
Pool
FEMA Zone XNo HOA9,583 sqft lotSingle Family Residence1 story

About this home

St. Augustine

Discover modern living just minutes from Historic Downtown St. Augustine in this beautifully maintained 2022 custom-built home. Offering 3 bedrooms and 2 bathrooms, this open-concept floor plan features vaulted ceilings, luxury vinyl plank flooring, and abundant natural light. The stylish kitchen includes quartz countertops, stainless steel appliances, ample cabinetry, and a breakfast bar overlooking the spacious living and dining areas. The private primary suite offers a walk-in closet and en-suite bath, while two additional bedrooms provide space for guests or a home office. Relax on the screened lanai overlooking the fully fenced backyard. Additional features include Low-E windows, cementitious siding, an indoor laundry room, and a one-car garage. Conveniently located near shopping, dining, beaches, and all that St. Augustine has to offer.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.03% · 30yr$1,922
Property taxesest. at asking price, St. Johns County$479
Estimated total, before insurance$2,401/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,256/yr · $355/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$360,000
$72,000
Loan Term
Monthly Payment
$1,922
Principal & Interest: $1,922
Property taxes (est.): $479
Insurance (est.): $240
Estimated Total Monthly
$2,641
*30-year loan at 7.03% APR (avg 30-yr rate 2026-09-24, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2022)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,697 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $4,256/yr

Estimated taxes if purchased at asking price: ~$5,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Aug 13, 2026Listed$360,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$360,000
Price / Sq Ft$283
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,272
Acres0.22 acres
Year Built2022
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionUpdated/Remodeled
StatusActive
# of Garages1
Has PoolNo
Is WaterfrontNo

School Information

ElementaryWebster
MiddleMurray

Community Information

Address721 Volusia Street, St. Augustine, FL 32084
Area336-Ravenswood/West Augustine
SubdivisionRavenwood
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32084
Lot Size9,583.2 sq ft
Parcel Number1172500000

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerSeptic Tank
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener, Off Street

Interior

Interior FeaturesBreakfast Bar, Open Floorplan, Primary Downstairs, Vaulted Ceiling(s)
AppliancesDishwasher, Disposal, Electric Cooktop, Electric Oven, Electric Water Heater, Microwave, Refrigerator, Washer/Dryer Stacked
HeatingCentral
CoolingCentral Air
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Lower Level, Washer Hookup

Exterior

Patio / PorchCovered, Front Porch, Rear Porch, Screened
FencingBack Yard, Privacy, Wood
Road FrontageCity Street

Additional Information

Date ListedAugust 13, 2026
Days on Market27
Tax Amount$4,256.19
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: DOGWOOD REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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