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Active

Active·16 days on market

113 Waterside Avenue

Satsuma, FL 32189

$224,900$183/sqftEst. $1,156/moMLS# 2159903
2
Beds
2
Baths
1,232
Sq Ft
1966
Built
Garage
No
Pool

About this home

Satsuma

Own your own Fishing escape! Weekend get away! Winter show bird! Canal Front updated 2 bed, 2 bath, manufactured home, with fenced in yard, concrete drive to carport for boat or car. 2 storage buildings, plus 1 for possible guest house! Large, living, dining, and split bedrooms. Bring your entire family and friends. New appliances, baths, 200-amp electric, hot water heater, (9) new windows, A/C, plumbing with water manifold, flooring, ¾ home new spray insulation under home. Steps to bulkhead, no dock, but tie up temporarily to bulkhead! Boat launches just a couple of streets over. This home is a successful vrbo! New County Water, plus existing well (needs modification to pump, city disconnected), sewer coming! Canals lead right into Dunns creek, which takes you to the St. Johns River in minutes. Just 30 minutes to St. Augustine and Beaches, 1 hour to airports, less than hour to major medical facilities. Take a look and let's talk!

Cost to own

Mortgage calculator

$224,900
$44,980
Loan Term
Monthly Payment
$1,156
Principal & Interest: $1,156
Insurance (est.): $150
Estimated Total Monthly
$1,306
*30-year loan at 6.66% APR (avg 30-yr rate 2026-08-27, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.66% · 30yr$1,156
Estimated total, before insurance$1,156/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,914/yr · $160/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $1,914/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Metal — year not disclosed (home built 1966)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,681 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Aug 13, 2026Listed$224,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$224,900
Price / Sq Ft$183
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,232
Acres0.23 acres
Year Built1966
TypeResidential
Sub-TypeManufactured Home
StyleOther
Property ConditionUpdated/Remodeled
StatusActive
# of Carport Spaces2
Has PoolNo
Is WaterfrontYes

School Information

ElementaryBrowning Pearce

Community Information

Address113 Waterside Avenue, Satsuma, FL 32189
Area564-East Palatka/San Mateo/N Satsuma/Orange Mills
SubdivisionSt Johns Riverside Ests M
CitySatsuma
CountyPutnam
StateFL
Zip Code32189
Lot Size10,018.8 sq ft
Parcel Number431027826100000590

Amenities

UtilitiesCable Available, Cable Connected, Electricity Connected, Sewer Not Available, Water Available, Water Connected
SewerSeptic Tank
Water SourcePublic
ParkingCarport, RV Access/Parking
ViewCanal, Water
Waterfront TypeCanal Front, Seawall

Interior

Interior FeaturesCeiling Fan(s), Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)
AppliancesDryer, Electric Range, Electric Water Heater, ENERGY STAR Qualified Refrigerator, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Vinyl
FireplaceNo
# of Fireplaces0
# of Stories1
LevelsOne

Exterior

Lot DescriptionDead End Street
Patio / PorchFront Porch
FencingChain Link, Full, Other
RoofMetal
ConstructionVinyl Siding
Other StructuresGuest House, Shed(s)
Road SurfacePaved
Road FrontageCounty Road

Additional Information

Date ListedAugust 13, 2026
Days on Market0
Tax Amount$1,914.32
Tax Year2025
Listing TermsCash
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: COLDWELL BANKER PREMIER PROPERTIES

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines

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