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Active

Active·5 days on market

10075 Gate Parkway N 1905

Jacksonville, FL 32246

$250,000$216/sqftEst. $1,287/moMLS# 2159254

Beds

Baths

1,159

Sq Ft

2001

Built

Garage

Pool

About this home

Jacksonville

Beautifully Renovated 2-Bedroom Condo with Garage & Storage in Mirabella. Welcome to this beautifully renovated 2-bedroom, 2-bathroom, single-level condominium in the highly desirable Mirabella community. Perfectly located just minutes from the St. Johns Town Center, this move-in-ready home offers the ideal combination of modern finishes, comfort, and convenience.Step inside to discover a completely remodeled kitchen featuring contemporary cabinetry, updated countertops, and brand-new stainless steel appliances. Both bathrooms have been tastefully renovated with stylish finishes, while luxury vinyl plank flooring flows throughout the home, creating a seamless and elegant living space. Enjoy your morning coffee or unwind after a long day on the private screened balcony, overlooking the beautifully maintained community. As an added bonus, this home includes a private one-car garage and a separate storage unit, providing valuable extra space rarely found in condominium living.

Cost to own

Mortgage calculator

Home Price

$250,000

Down Payment: 20%

$50,000

Interest Rate: 6.67%

Loan Term

Monthly Payment

$1,287

Principal & Interest: $1,287

Property taxes (est.): $408

Insurance (est.): $167

Estimated Total Monthly

$1,861

*30-year loan at 6.67% APR (avg 30-yr rate 2026-08-13, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.67% · 30yr$1,287

Property taxesest. at asking price, Duval County$408

HOAbilled monthly$466

Estimated total, before insurance$2,161/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,000/yr · $250/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $3,000/yr

Estimated taxes if purchased at asking price: ~$4,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2001)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely sewer

County records indicate this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,803 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Aug 8, 2026Listed$250,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$250,000

Price / Sq Ft$216

Bedrooms2

Bathrooms2.00

Full Baths2

Square Footage1,159

Total Structure Area1,159 sq ft

Acres0.01 acres

Year Built2001

TypeResidential

Sub-TypeCondominium

StyleTraditional

Property ConditionUpdated/Remodeled

StatusActive

# of Garages1

Has PoolNo

Is WaterfrontNo

Community Information

Address10075 Gate Parkway N 1905, Jacksonville, FL 32246

Area023-Southside-East Of Southside Blvd

SubdivisionMirabella

CityJacksonville

CountyDuval

StateFL

Zip Code32246

Lot Size435.6 sq ft

Parcel Number1677260490

ZoningCondominium

Amenities

AmenitiesPool, Barbecue, Car Wash Area, Clubhouse, Fitness Center, Gated, Jogging Path, Maintenance Grounds, Management- On Site, Spa/Hot Tub, Trash, Water

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage