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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville a waterfront home in Jacksonville.

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Active·Listed today

10135 Lakeview Road W

Jacksonville, FL 32225

$469,000$231/sqftEst. $2,419/moMLS# 2159252
3
Beds
3
Baths
2,026
Sq Ft
1960
Built
2
Garage
No
Pool

About this home

Jacksonville

One of Jacksonville's only walkout basement homes -- solid all-brick, completely rehabbed top to bottom, every permit city approved. New roof/decking, 200A panel, wiring, AC, ductwork, all plumbing replaced including drain line to septic, quartz counters, stainless appliances, all-new fixtures in all 3 baths, vapor barrier flooring, new windows. 2,026 SF + basement | 3BD/3BA | 2-car garage | .36 acres. There is simply nothing else like this in Jacksonville,offers something almost impossible to find in NE Florida -- a true walkout basement on a solid all-brick home, completely rebuilt from top to bottom with permitted, city-inspected improvements. Every system, pipe, wire, and rafters. Done right. A Jacksonville Unicorn .The walkout basement alone sets this property in a category of one , ready to become whatever you need it to be. Home office. Gym.The possibilities are yours to define. Brand-new stainless steel appliances. New quartz countertops. Completely updated from top to bottom .

Cost to own

Mortgage calculator

$469,000
$93,800
Loan Term
Monthly Payment
$2,419
Principal & Interest: $2,419
Property taxes (est.): $766
Insurance (est.): $313
Estimated Total Monthly
$3,497
*30-year loan at 6.69% APR (avg 30-yr rate 2026-08-06, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.69% · 30yr$2,419
Property taxesest. at asking price, Duval County$766
Estimated total, before insurance$3,184/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,206/yr · $351/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$215,438$215,438
2024$206,264$206,264 $35,067
2023$249,040$0
2022$229,226$0
2021$200,667$0
2020$186,596$0 $5,238

2025 property taxes (current owner): $4,206/yr

Estimated taxes if purchased at asking price: ~$9,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1960)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,389 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Aug 8, 2026Listed$469,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$469,000
Price / Sq Ft$231
Bedrooms3
Bathrooms3.00
Full Baths3
Square Footage2,026
Acres0.36 acres
Year Built1960
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontYes

Community Information

Address10135 Lakeview Road W, Jacksonville, FL 32225
Area042-Ft Caroline
SubdivisionFt Caroline Estates
CityJacksonville
CountyDuval
StateFL
Zip Code32225
Lot Size15,681.6 sq ft
Parcel Number1615930000

Amenities

UtilitiesElectricity Connected, Water Available, Water Connected
SewerSeptic Tank
Water SourcePublic
ParkingGarage
ViewCanal, River, Water
Waterfront TypeCanal Front, River Access

Interior

Interior FeaturesEat-in Kitchen, Entrance Foyer, Primary Bathroom - Shower No Tub, Primary Bathroom - Tub with Shower
AppliancesElectric Oven, Electric Range, Electric Water Heater, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
# of Stories1
LaundryIn Garage

Exterior

Lot DescriptionCleared
FencingFenced, Wood
RoofShingle
ConstructionBrick
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedAugust 8, 2026
Days on Market1
Tax Amount$4,206.13
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: ALFA REALTORS CORP

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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