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Sold

Sold·Closed Sep 3, 2026·5 days on market

116 Smokey Avenue

Interlachen, FL 32148

$55,000sold priceListed at $67,900 · 81% of asking$70/sqftMLS# 2158888
2
Beds
2
Baths
784
Sq Ft
1982
Built
—
Garage
No
Pool
FEMA Zone XNo HOA0.43 acresMobile Home1 story

About this home

Interlachen

This move in ready 2 bedroom 2 bath mobile home has the perfect opportunity to add your personal style and finishing touches. Enjoy relaxing on the front screened porch and take advantage of the extra room that comes on two lots with a few huge, shaded oaks. Whether you are looking for a primary residence, investment property or weekend retreat, this property offers a lot of potential

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$305
Estimated total, before insurance$305/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$55,000
$11,000
Loan Term
Monthly Payment
$305
Principal & Interest: $305
Insurance (est.): $37
Estimated Total Monthly
$341
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 1982)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Septic system (public record) · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,465 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $348/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 18, 2026Closed$67,900
  • Aug 12, 2026Pending$67,900
  • Aug 6, 2026Listed$67,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $133/sq ft; this home is listed at $87/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
823 Janet Avenue, Interlachen, FL 32148Listed by THE FIELDS GROUP REALTYSep 2026$50,000$662/17561400.4
133 Walker Drive, Interlachen, FL 32148Listed by SMILEEHOUSE AUCTION CO LLCNov 2025$175,000$1822/2960150.6
316 Sheila Avenue, Interlachen, FL 32148Listed by WATSON REALTY CORPFeb 2026$149,900$1563/2960711.1
316 Sheila Avenue, Interlachen, FL 32148Listed by BENCHMARK BROKERS, INCAug 2025$52,000$543/29601021.1
509 Janet Avenue, Interlachen, FL 32148Listed by NICOSIA REALTY INC.Jun 2026$122,000$1332/2917351.2
125 Ofarrell Avenue, Interlachen, FL 32148Listed by WATSON REALTY CORPApr 2025$114,000$1232/29241362.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$67,900
Price / Sq Ft$87
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage784
Acres0.43 acres
Year Built1982
TypeResidential
Sub-TypeMobile Home
StatusClosed
Has PoolNo
Is WaterfrontNo

Community Information

Address116 Smokey Avenue, Interlachen, FL 32148
Area572-Interlachen-NE
SubdivisionInterlachen Lakes Estates
CityInterlachen
CountyPutnam
StateFL
Zip Code32148
Lot Size18,730.8 sq ft
Parcel Number260924407611700100
ZoningResidential

Amenities

UtilitiesElectricity Connected
Water SourceWell
ParkingOther

Interior

AppliancesGas Range
HeatingNone
CoolingWall/Window Unit(s)
# of Stories1

Additional Information

Date ListedAugust 6, 2026
Days on Market5
Tax Amount$347.79
Tax Year2025
Listing TermsCash
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: TEAM FLORIDA REALTY SERVICES INC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 3, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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