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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Active

Active·6 days on market

8237 Forest Hills Road

Melrose, FL 32666

$179,900$402/sqftEst. $924/moMLS# 2158176
1
Beds
1
Baths
448
Sq Ft
1982
Built
Garage
No
Pool

About this home

Melrose

Don't miss out on this cute home located on almost 10 acres!!!!! The home has had an addition so the home is bigger than the sq ft that the county has, but it needs to be finished. Here is a chance to have a great big parcel of land and finish this out like you want it and earn some sweat equity!!!!! Ideal for someone looking for privacy, a weekend retreat, or the perfect place to build a larger dream home.There is plenty of room to spread out and have room for all your toys!!!! If you have been searching for some acreage with unlimited potential, this is a rare opportunity you won't want to miss!!!!!! Due to the unfinished addition and lack of permits, the home is being sold AS IS, cash only. Thanks

Cost to own

Mortgage calculator

$179,900
$35,980
Loan Term
Monthly Payment
$924
Principal & Interest: $924
Property taxes (est.): $276
Insurance (est.): $120
Estimated Total Monthly
$1,320
*30-year loan at 6.65% APR (avg 30-yr rate 2026-08-20, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.65% · 30yr$924
Property taxesest. at asking price, Clay County$276
Estimated total, before insurance$1,200/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$766/yr · $64/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $766/yr

Estimated taxes if purchased at asking price: ~$3,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Metal — year not disclosed (home built 1982)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Private well (public record)

County records indicate a private well — a water-quality test is a standard (and cheap) pre-closing step.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,587 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Aug 15, 2026Active$179,900
  • Aug 6, 2026Pending$179,900
  • Aug 1, 2026Listed$179,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$179,900
Price / Sq Ft$402
Bedrooms1
Bathrooms1.00
Full Baths1
Square Footage448
Acres9.87 acres
Year Built1982
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionFixer
StatusActive
Has PoolNo
Is WaterfrontNo

Community Information

Address8237 Forest Hills Road, Melrose, FL 32666
Area151-Keystone Heights
SubdivisionMetes & Bounds
CityMelrose
CountyClay
StateFL
Zip Code32666
Lot Size429,937.2 sq ft
Parcel Number35082300524902800

Amenities

UtilitiesElectricity Connected
SewerSeptic Tank
Water SourcePrivate
ParkingOther

Interior

AppliancesRefrigerator
CoolingWall/Window Unit(s)
# of Stories1
LevelsOne

Exterior

Patio / PorchDeck
FencingOther
RoofMetal
Other StructuresBarn(s), Other
Road SurfaceDirt

Additional Information

Date ListedAugust 16, 2026
Days on Market7
Tax Amount$766.25
Tax Year2025
Listing TermsCash
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: LANTERN REALTY, LLC.

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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