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Active·9 days on market

13 Jasmine Run

Ormond Beach, FL 32174

$325,000$156/sqftEst. $1,676/moMLS# 2157765

Beds

Baths

2,087

Sq Ft

1986

Built

Garage

Pool

About this home

Ormond Beach

Tucked away on a quiet cul-de-sac in the sought-after Plantation Bay Golf and Country Club, this spacious home offers privacy, comfort, peace of mind, and stunning golf course views. Pristine fairway views and sunny Florida weather is able to be enjoyed in the sunroom or on the paved back porch. This oversized lot is surrounded by lush landscaping, creating a peaceful setting to enjoy Florida living. Inside, the open living and dining areas are ideal for entertaining and feature a wet bar, while the kitchen offers abundant cabinetry, generous counter space, and a bright breakfast area. The spacious primary suite includes a large walk-in closet and an updated bath with an oversized walk-in shower. The guest suite features its own private bath, making it perfect for visitors. With a freshly painted exterior, a 2-year-old roof, and newer HVAC and water heater, this home is simply waiting for you to make it your own. Come and enjoy your new home in arguably the greatest community in Ormond

Cost to own

Mortgage calculator

Home Price

$325,000

Down Payment: 20%

$65,000

Interest Rate: 6.69%

Loan Term

Monthly Payment

$1,676

Principal & Interest: $1,676

Insurance (est.): $217

Estimated Total Monthly

$1,893

*30-year loan at 6.69% APR (avg 30-yr rate 2026-08-06, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.69% · 30yr$1,676

HOAbilled monthly$188

Estimated total, before insurance$1,863/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$911/yr · $76/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $911/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 1986)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · FLA011597 - Bunnell Flagler County Utilities · Public water (record)

County records show this parcel on central sewer served by FLA011597 - Bunnell Flagler County Utilities — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,640 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History