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Active·192 days on market

1023 Sudbury Lane

Ormond Beach, FL 32174

$2,299,999$600/sqftEst. $11,727/moMLS# 2125173
4
Beds
4
Baths
3,832
Sq Ft
2020
Built
4
Garage
Yes
Pool

About this home

Ormond Beach

Imagine waking each morning to sweeping golf course and shimmering water views from your private luxury estate, perfectly positioned on the 14th hole behind the exclusive gates of Plantation Bay Golf & Country Club. Sip your morning coffee beside the resort-style pool, spend afternoons enjoying championship golf or the stunning $30 million Founders Clubhouse, and end your evenings entertaining beneath the stars from your extraordinary outdoor retreat. This former ICI model home offers a lifestyle few ever experience--where elegance, comfort, and resort-inspired living come together seamlessly. Designed to impress, this breathtaking 4-bedroom, 4.5-bath residence opens effortlessly through dramatic pocket sliding glass doors to a spectacular screened lanai featuring a gas-heated pool and spa with Bluetooth automation, integrated surround sound, custom fire feature, summer kitchen, and expansive entertaining spaces overlooking the fairway. Inside, every detail reflects sophistication

Cost to own

Mortgage calculator

$2,299,999
$460,000
Loan Term
Monthly Payment
$11,727
Principal & Interest: $11,727
Insurance (est.): $1,533
Estimated Total Monthly
$13,260
*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$11,727
HOAbilled monthly$99
Estimated total, before insurance$11,826/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$33,729/yr · $2,811/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $33,729/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Tile — year not disclosed (home built 2020)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,785 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Jan 15, 2026Listed$2,299,999

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$2,299,999
Price / Sq Ft$600
Bedrooms4
Bathrooms4.50
Full Baths4
Half Baths1
Square Footage3,832
Total Structure Area5,411 sq ft
Acres0.56 acres
Year Built2020
TypeResidential
Sub-TypeSingle Family Residence
StyleSpanish
StatusActive
# of Garages4
Has PoolYes
Pool FeaturesIn Ground, Gas Heat, Heated, Screen Enclosure
Is WaterfrontNo
Direction FacesNorthwest

Community Information

Address1023 Sudbury Lane, Ormond Beach, FL 32174
Area622-Volusia County-NW
SubdivisionPlantation Bay
CityOrmond Beach
CountyVolusia
StateFL
Zip Code32174
Lot Size24,393.6 sq ft
Parcel Number311407000110
ZoningResidential

Amenities

AmenitiesPool, Clubhouse, Fitness Center, Gated, Golf Course, Maintenance Grounds, Park, Pickleball, Playground, Security, Tennis Court(s)
UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected, Propane
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Attached, Electric Vehicle Charging Station(s), Garage, Garage Door Opener
ViewGolf Course, Pond, Pool

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Guest Suite, His and Hers Closets, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s), Wet Bar, Wine Cellar
AppliancesDishwasher, Electric Cooktop, Electric Oven, Electric Water Heater, Ice Maker, Microwave, Refrigerator, Wine Cooler
HeatingCentral, Heat Pump
CoolingCentral Air
FlooringCarpet, Tile
FireplaceYes
Fireplace FeaturesGas, Outside
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Washer Hookup
SecurityClosed Circuit Camera(s), Gated with Guard, Security Gate, Security System Owned, Smoke Detector(s)
Spa FeaturesIn Ground, Heated

Exterior

Exterior FeaturesFire Pit, Outdoor Kitchen
Lot DescriptionOn Golf Course, Sprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Porch, Rear Porch, Screened
RoofTile
ConstructionBlock, Stucco
Other StructuresOutdoor Kitchen
Road SurfacePaved
Road FrontagePrivate Road

Additional Information

Date ListedJanuary 15, 2026
Days on Market186
HOA Fees$99 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesMaintenance Grounds, Security
Tax Amount$33,729.49
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: EAZ REALTY LLC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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