Sold·Closed Sep 18, 2026·25 days on market
1097 Mulberry Landing Road N
Hilliard, FL 32046
About this home
Hilliard
This well-maintained manufactured home sits on 4.13 peaceful acres, It offers spacious living areas with numerous updates . The upgraded kitchen features new cabinetry, new flooring, a breakfast bar, and all kitchen appliances convey with the home. The primary suite includes luxury vinyl plank (LVP) flooring, a walk-in closet, and an En-suite bath with double vanities, a walk-in shower, and a soaking tub. Bedrooms two & three share a conveniently located hall bath. A new front deck welcomes you into the foyer, leading to expansive living spaces and a dining area that opens onto a large covered wooden deck with a wheelchair-accessible ramp. It's the perfect spot to grill, entertain, enjoy your morning coffee, or simply take in the peaceful country views. A 24' x 24' workshop that is less than 2 years old, and a storage shed, lots of room for RV parking. Additional updates include: New roof (2024) New flooring . Enjoy the tranquility of country living, Welcome Home.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone J
Check floridadisaster.org/knowyourzone for what this designation means locally.
Roof: Shingle — 2024 per the listing
A recent roof is the single biggest lever on Florida homeowners-insurance pricing.
Septic system (public record) · Private well (public record)
County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,588 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $3,128/yr
Estimated taxes if purchased at asking price: ~$4,900/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Sep 18, 2026Closed$317,777
- Aug 24, 2026Pending$317,777
- Jul 30, 2026Listed$317,777
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $275/sq ft; this home is listed at $178/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 11098 Mulberry Landing, Hilliard, FL 32046Listed by IRON VALLEY REAL ESTATE NORTH FLORIDA | Oct 2026 | $215,000 | $159 | 3/2 | 1,352 | 13 | 0.3 |
| 17200 Casa Roja Lane, Hilliard, FL 32046Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDE | Jul 2026 | $610,000 | $338 | 3/2 | 1,806 | 214 | 2 |
| 18494 Broken Arrow Road, Hilliard, FL 32046Listed by FERNANDINA BEACH REALTY | Aug 2026 | $245,500 | $136 | 3/2 | 1,800 | 36 | 2.1 |
| 17098 Cross Branch Road, Hilliard, FL 32046Listed by REMI REALTY, LLC | Aug 2026 | $611,500 | $275 | 3/2.5 | 2,224 | 129 | 2.3 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Sep 18, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
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