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This home is in Jacksonville — a waterfront home in Jacksonville.

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Active

Active·13 days on market

2817 Haddock Road

Jacksonville, FL 32218

$549,999$219/sqftEst. $2,836/moMLS# 2156476

Beds

Baths

2,506

Sq Ft

2007

Built

Garage

Pool

About this home

Jacksonville

Come Experience a Beautiful Parcel of Waterfront Land Right Off Duval Rd. The Triple-Wide Mobile Home Has Over 2500 Square Feet of Living Space, 3 Bedrooms, Two and a Half Baths, An Attached Nursery or Office, A Massive Kitchen with a Breakfast Bar, A Sizeable Laundry Room, A Dining Room and Not One, But Two Living Rooms. This Unique Design Can Be Used as Multi-Generational Living, a Guest Suite or Simply a Second Livingroom for the Family. The Home Has a Single Car Garage with Storage on the Side, as well as a Small Utility Shed. The Back of the Property Abuts Blockhouse Creek Which Ends at the St John's River. The Adjacent Property Being Sold Along with This Parcel is 11466 Duval Rd. This 2nd Parcel was Previously Used as a Mobile Home Park & Now Has an Older Mobile Home and A Large Metal Container That Was Used as Storage. There are a Total of 4 Electrical Poles and 3 Wells Located on the Combined Properties. The Property is Zoned Residential Rural, so the Possibilities are Endless!

Cost to own

Mortgage calculator

Home Price

$549,999

Down Payment: 20%

$110,000

Interest Rate: 6.69%

Loan Term

Monthly Payment

$2,836

Principal & Interest: $2,836

Property taxes (est.): $898

Insurance (est.): $367

Estimated Total Monthly

$4,101

*30-year loan at 6.69% APR (avg 30-yr rate 2026-08-06, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.69% · 30yr$2,836

Property taxesest. at asking price, Duval County$898

Estimated total, before insurance$3,734/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,271/yr · $106/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $1,271/yr

Estimated taxes if purchased at asking price: ~$10,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: material not specified — year not disclosed (home built 2007)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,024 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 25, 2026Active$549,999
Jul 21, 2026Listed$549,999

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$549,999

Price / Sq Ft$219

Bedrooms3

Bathrooms2.50

Full Baths2

Half Baths1

Square Footage2,506

Total Structure Area2,506 sq ft

Acres2.52 acres

Year Built2007

TypeResidential

Sub-TypeManufactured Home

StyleContemporary, Multi Generational

StatusActive

# of Garages1

Has PoolNo

Is WaterfrontYes

Direction FacesSouthwest

Community Information

Address2817 Haddock Road, Jacksonville, FL 32218

Area091-Garden City/Airport

SubdivisionSection Land

CityJacksonville

CountyDuval

StateFL

Zip Code32218

Lot Size109,771.2 sq ft

Parcel Number0442720000

ZoningResidential

Amenities

UtilitiesCable Available, Electricity Available, Electricity Connected, Sewer Available, Sewer Connected, Water Available, Water Connected

SewerSeptic Tank

Water SourcePrivate, Well

ParkingGarage

ViewCreek/Stream, Trees/Woods

Waterfront TypeCreek, River Access

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Eat-in Kitchen, Entrance Foyer, Guest Suite, His and Hers Closets, Pantry, Primary Bathroom - Shower No Tub, Primary Downstairs, Solar Tube(s), Vaulted Ceiling(s), Walk-In Closet(s)

AppliancesElectric Range, Electric Water Heater, Microwave, Refrigerator

HeatingCentral, Electric

CoolingCentral Air, Electric

FlooringCarpet, Laminate

# of Stories1

LevelsOne

LaundryElectric Dryer Hookup, In Unit

Window FeaturesSkylight(s)