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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Active

Active·93 days on market

7771 County Road 139B

Glen St. Mary, FL 32040

$454,200$283/sqftEst. $2,496/mo mortgageMLS# 2156430
↓ $5,000 below original list
3
Beds
2
Baths
1,605
Sq Ft
2023
Built
2
Garage
No
Pool
FEMA Zone XNo HOA1.00 acresSingle Family Residence1 story

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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Glen St. Mary

Welcome to peaceful country living with all the modern finishes you've been searching for! Built in 2023 and situated on a beautiful 1-acre homesite with a private pond, this charming 3-bedroom, 2-bath, 2-car garage, home offers thoughtfully designed living space that blends contemporary style with rustic elegance. Step inside to an open-concept floor plan highlighted by cathedral ceiling in the living room creating an open and airy atmosphere, accented with a black wood beam and crown molding. The kitchen is sure to impress with granite countertops, SS appliances, pantry featuring custom wood shelving, farmhouse sink perfectly positioned beneath a window overlooking the serene backyard, bringing the outdoors in. Modern black fixtures throughout the home. The inviting primary suite is a true retreat, showcasing a tray ceiling with decorative black wood beams, crown molding, a spacious walk-in closet complete with custom wood shelving and cabinetry.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$2,496
Estimated total, before insurance$2,496/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,118/yr · $177/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$454,200
$90,840
Loan Term
Monthly Payment
$2,496
Principal & Interest: $2,496
Insurance (est.): $303
Estimated Total Monthly
$2,799
*30-year loan at 7.32% APR (avg 30-yr rate 2026-10-22, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2023)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,697 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Sun & Light

Southwest-facing backyard — long light and winter sunsets

The listing reports the home facing northeast, which puts the backyard on the southwest side. Today at this address: sunrise 7:36 AM, sunset 6:50 PM.

  • The rear carries sun from midday deep into the evening, and in winter the sun sets almost straight into this exposure — the longest usable outdoor light of the diagonal lots.
  • Summer late-afternoons run hot, and shading the lanai’s west edge earns its keep.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $2,118/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 15, 2026Price change$454,200−$5,000
  • Jul 21, 2026Listed$459,200

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $176/sq ft; this home is listed at $283/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
11151 Fish Pond Lane, Glen St. Mary, FL 32040Listed by HAMILTON HOUSE REAL ESTATE GROUP, LLCJun 2026$490,000$2493/2.51,96700.7
9737 Clinton Avenue, Glen St. Mary, FL 32040Listed by RADIANT REALTYApr 2026$190,000$1523/21,248281.1
10310 Greystone Drive, Glen St. Mary, FL 32040Listed by FORWARD REAL ESTATE INVESTMENT GROUP LLCOct 2026$289,000$1634/21,773621.3
10406 Greystone Drive, Glen St. Mary, FL 32040Listed by WJH BROKERAGE FL LLCJul 2026$259,888$2013/21,290891.3
10388 Greystone Drive, Glen St. Mary, FL 32040Listed by WJH BROKERAGE FL LLCJul 2026$295,990$1764/21,6841441.3
10359 Greystone Drive, Glen St. Mary, FL 32040Listed by WJH BROKERAGE FL LLCJun 2026$302,000$1704/21,7731441.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$454,200
Price / Sq Ft$283
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,605
Total Structure Area1,843 sq ft
Acres1.00 acres
Year Built2023
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo
Direction FacesNortheast

School Information

MiddleBaker County
HighBaker County

Community Information

Address7771 County Road 139B, Glen St. Mary, FL 32040
Area502-Baker County-NW
SubdivisionPine Meadows
CityGlen St. Mary
CountyBaker
StateFL
Zip Code32040
Lot Size43,560 sq ft
Parcel Number352S21015800000050
ZoningResidential

Amenities

UtilitiesCable Available, Electricity Available
SewerPrivate Sewer
Water SourcePrivate, Well
ParkingGarage
ViewTrees/Woods

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Electric Range, Microwave, Refrigerator, Water Softener Owned
HeatingCentral
CoolingCentral Air
FlooringCarpet
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup
SecuritySecurity System Owned, Smoke Detector(s)

Exterior

Lot DescriptionWooded
Patio / PorchCovered, Front Porch, Rear Porch
FencingFenced, Back Yard
RoofShingle
ConstructionFiber Cement
Road SurfaceAsphalt
Road FrontageCounty Road

Additional Information

Date ListedJuly 21, 2026
Days on Market75
Tax Amount$2,118.39
Tax Year2025
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: IRON VALLEY REAL ESTATE NORTH FLORIDA

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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