This home is in Jacksonville.

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Active

Active·5 days on market

1522 Josie Lane

Jacksonville, FL 32219

$470,490$157/sqftEst. $2,399/moMLS# 2156233

Beds

Baths

3,005

Sq Ft

2026

Built

Garage

Pool

About this home

Jacksonville

MOVE IN READY! NO CDD FEES! This neighborhood is truly one-of-a-kind! Introducing the Ermont floor plan by Lennar Homes, offering 4 bedrooms, 3 bathrooms and a 2-car garage. This spacious floor plan includes nice features, such as white cabinets with white quartz kitchen countertops, 42'' upper cabinets, and Frigidaire stainless steel appliances including a range, dishwasher, microwave, and refrigerator. Ceramic wood-look tile flows through the main living areas and extends into the living room, dining room, and hallways. Additional features include window blinds throughout, a screened lanai, and a full sprinkler system. Enjoy peace of mind with a one-year builder warranty, dedicated customer service program, and 24-hour emergency service. (Conditions may apply)

Cost to own

Mortgage calculator

Home Price

$470,490

Down Payment: 20%

$94,098

Interest Rate: 6.58%

Loan Term

Monthly Payment

$2,399

Principal & Interest: $2,399

Property taxes (est.): $768

Insurance (est.): $314

Estimated Total Monthly

$3,481

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$2,399

Property taxesest. at asking price, Duval County$768

HOAbilled quarterly$88

Estimated total, before insurance$3,255/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$976/yr · $81/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone A — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 20, 2026Listed$470,490

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$470,490

Price / Sq Ft$157

Bedrooms4

Bathrooms3.00

Full Baths3

Square Footage3,005

Acres0.14 acres

Year Built2026

TypeResidential

Sub-TypeSingle Family Residence

StyleRanch

Property ConditionUnder Construction

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

New ConstructionYes

School Information

ElementaryDinsmore

MiddleJean Ribault

HighJean Ribault

Community Information

Address1522 Josie Lane, Jacksonville, FL 32219

Area082-Dinsmore/Northwest Duval County

SubdivisionSaddle Oaks

CityJacksonville

CountyDuval

StateFL

Zip Code32219

Lot Size6,098.4 sq ft

Lot Dimensions50 X 120

Parcel Number000

ZoningPUD

Amenities

AmenitiesPool, Clubhouse, Dog Park, Fitness Center, Park, Pickleball, Playground, Trash, Water

UtilitiesCable Available

SewerPublic Sewer

Water SourcePublic

Green / EnergyWindows

ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Entrance Foyer, Pantry, Primary Bathroom - Shower No Tub, Primary Downstairs, Smart Thermostat, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Ice Maker, Microwave, Refrigerator

HeatingCentral, Electric, Heat Pump

CoolingCentral Air, Electric

FlooringCarpet, Tile

# of Stories2

LevelsTwo

LaundryElectric Dryer Hookup, Washer Hookup

SecuritySmoke Detector(s)