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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
Sold

Sold·Closed Jul 15, 2026·0 days on market

8178 Hunters Ridge S

Glen St. Mary, FL 32040

$525,000sold priceListed at $525,000 · 100% of asking$235/sqftMLS# 2155572
3
Beds
3
Baths
2,233
Sq Ft
2022
Built
2
Garage
No
Pool
FEMA Zone XNo HOA1.01 acresSingle Family Residence1 story

About this home

Glen St. Mary

Sold. Entered for comparable purposes.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,908
Estimated total, before insurance$2,908/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,287/yr · $441/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$525,000
$105,000
Loan Term
Monthly Payment
$2,908
Principal & Interest: $2,908
Insurance (est.): $350
Estimated Total Monthly
$3,258
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2022)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,723 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $5,287/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Jul 16, 2026Closed$525,000
  • Jul 15, 2026Listed$525,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $241/sq ft; this home is listed at $235/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
8250 S Hunters Ridge, Glen St. Mary, FL 32040Listed by MCCABE REALTY INCAug 2025$488,000$2233/22,187290.1
7733 Odis Yarborough Road, Glen St. Mary, FL 32040Listed by THOMAS R RHODEN AGENCY, INCSep 2026$470,000$1873/22,5111660.5
8685 Odis Yarborough Road, Glen St. Mary, FL 32040Listed by FLORIDA HOMES REALTY & MTG LLCAug 2026$430,000$2304/21,8711340.6
13769 Glen Farms Drive, Glen St. Mary, FL 32040Listed by COLDWELL BANKER PREMIER PROPERTIESSep 2025$695,000$2685/2.52,5941360.7
7500 W Smooth Bore Avenue, Glen St. Mary, FL 32040Listed by MCCABE REALTY INCNov 2025$400,000$2453/21,6301160.8
7238 W Smooth Bore Avenue, Glen St. Mary, FL 32040Listed by YOUR HOME SOLD GUARANTEED REALTY ADVISORSOct 2026$612,000$2414/32,537221

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$525,000
Price / Sq Ft$235
Bedrooms3
Bathrooms3.00
Full Baths2
Half Baths2
Square Footage2,233
Acres1.01 acres
Year Built2022
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

MiddleBaker County
HighBaker County

Community Information

Address8178 Hunters Ridge S, Glen St. Mary, FL 32040
Area501-Macclenny Area
SubdivisionHunters Ridge
CityGlen St. Mary
CountyBaker
StateFL
Zip Code32040
Lot Size43,995.6 sq ft
Parcel Number112S21023100000050

Amenities

UtilitiesElectricity Connected
SewerSeptic Tank
Water SourceWell
ParkingGarage

Interior

AppliancesDishwasher, Electric Range, Microwave, Refrigerator, Tankless Water Heater
HeatingCentral
CoolingCentral Air
FireplaceYes
# of Fireplaces1
# of Stories1

Additional Information

Date ListedJuly 16, 2026
Days on Market0
Tax Amount$5,287.03
Tax Year2025
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: NON MLS (realMLS)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 15, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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