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Sold

Sold·Closed Aug 18, 2026·134 days on market

8685 Odis Yarborough Road

Glen St. Mary, FL 32040

$430,000sold priceListed at $430,000 · 100% of asking$230/sqftMLS# 2129955
4
Beds
2
Baths
1,871
Sq Ft
2023
Built
2
Garage
No
Pool
FEMA Zone XNo HOA1.03 acresSingle Family Residence1 story

About this home

Glen St. Mary

FOR SALE. Move in Ready on a cleared 1 acre lot, Just 2 yrs 0ld, open/split floor plan with Upgraded Cabinets and Quartz Countertops. Luxury Vinyl Plank Flooring throughout, no carpet. 4th Bedroom/Flex room. Inside Laundry Room with sink, plenty of cabinets and bench seat. There's even a Breakfast Nook/Dining Area at end of kitchen that looks out on backyard. No wasted space in this home. Irrigation System. Ring Security system has flood lights on all exterior corners, 3 with cameras and Ring doorbell camera. Water treatment system, Privacy Fence just installed August 2024. Large workshop/shed just over a yr old. Lots of landscaping with low maintenance ornamental trees for privacy. Well maintained home.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,382
Estimated total, before insurance$2,382/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,123/yr · $260/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$430,000
$86,000
Loan Term
Monthly Payment
$2,382
Principal & Interest: $2,382
Insurance (est.): $287
Estimated Total Monthly
$2,668
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2023)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,723 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

North-facing backyard — the shade-and-soft-light lot

The listing reports the home facing south, which puts the backyard on the north side. Today at this address: sunrise 7:28 AM, sunset 7:02 PM.

  • The rear stays out of direct sun for most of the day — the coolest lanai orientation in a Florida summer, and the softest, most even light all day.
  • A pool back here gets the least direct sun: cooler water and less glare — a real preference split, so decide which camp you are in before you price it.
  • Winter afternoons on the lanai run dim earlier than any other orientation.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $3,123/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Aug 18, 2026Closed$430,000
  • Jul 18, 2026Pending$430,000
  • Mar 6, 2026Listed$430,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $235/sq ft; this home is listed at $230/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
8178 Hunters Ridge S, Glen St. Mary, FL 32040Listed by NON MLS (realMLS)Jul 2026$525,000$2353/32,23300.6
8250 S Hunters Ridge, Glen St. Mary, FL 32040Listed by MCCABE REALTY INCAug 2025$488,000$2233/22,187290.6
7500 W Smooth Bore Avenue, Glen St. Mary, FL 32040Listed by MCCABE REALTY INCNov 2025$400,000$2453/21,6301161.2
10010 Cedar Creek Farms Road, Sanderson, FL 32087Listed by TRINITY REAL ESTATE III LLCNov 2025$201,000$1432/1.51,4081391.7
10899 Cedar Creek Farms Road, Glen St. Mary, FL 32040Listed by KELLER WILLIAMS JACKSONVILLEJul 2026$240,000$1323/21,82441.9
7341 Oakridge Loop, Glen St. Mary, FL 32040Listed by DUAL STATE REAL ESTATE INCJun 2026$561,000$2704/22,08032.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$430,000
Price / Sq Ft$230
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage1,871
Total Structure Area2,676 sq ft
Acres1.03 acres
Year Built2023
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional, Other
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
Direction FacesSouth

School Information

MiddleBaker County
HighBaker County

Community Information

Address8685 Odis Yarborough Road, Glen St. Mary, FL 32040
Area501-Macclenny Area
SubdivisionShoals Park
CityGlen St. Mary
CountyBaker
StateFL
Zip Code32040
Lot Size44,866.8 sq ft
Parcel Number102S21024400000090
ZoningResidential

Amenities

UtilitiesCable Available, Electricity Available, Electricity Connected, Sewer Connected, Water Available, Water Connected
SewerPrivate Sewer, Septic Tank
Water SourcePrivate, Well
ParkingAdditional Parking, Garage, Off Street

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Electric Oven, Electric Range, Electric Water Heater, Ice Maker, Microwave, Refrigerator, Water Softener Owned
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringLaminate, Wood
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Sink, Washer Hookup
SecuritySecurity Lights, Security System Owned, Smoke Detector(s), Other

Exterior

Lot DescriptionCleared
Patio / PorchCovered, Front Porch, Rear Porch
FencingFenced, Back Yard, Privacy, Wood
RoofShingle
ConstructionFrame, Wood Siding
Other StructuresShed(s)
Road SurfaceAsphalt
Road FrontageCounty Road

Additional Information

Date ListedMarch 6, 2026
Days on Market134
Tax Amount$3,122.67
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 18, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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