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This home is in Jacksonville — a home near Atlantic Coast High School.

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Active

Active·22 days on market

4821 Hawks Landing Court

Jacksonville, FL 32217

$349,000$197/sqftEst. $1,779/moMLS# 2155180

Beds

Baths

1,768

Sq Ft

1989

Built

Garage

Pool

About this home

Jacksonville

Homes this well cared for rarely become available. After 23 years of ownership, this Hawks Landing brick beauty is ready for its next chapter. Nestled in the very end of a quiet cul-de-sac beneath a canopy of mature oaks, the home offers soaring ceilings, abundant natural light, formal dining, spacious living areas and a kitchen open to the family room. The expansive pie-shaped homesite backs to a wooded buffer, creating exceptional privacy rarely found in today's newer communities. Well maintained with a newer Lennox HVAC, this home offers the confidence of quality construction while leaving room to make it your own. Ideally located in Jacksonville's Southside growth corridor, just minutes from St. Johns County, I-95, Baptist South, St. Johns Town Center and Durbin Park, you'll enjoy the perfect blend of established neighborhood charm and everyday convenience. Welcome home!

Cost to own

Mortgage calculator

Home Price

$349,000

Down Payment: 20%

$69,800

Interest Rate: 6.58%

Loan Term

Monthly Payment

$1,779

Principal & Interest: $1,779

Property taxes (est.): $570

Insurance (est.): $233

Estimated Total Monthly

$2,582

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$1,779

Property taxesest. at asking price, Duval County$570

HOAbilled annually$25

Estimated total, before insurance$2,374/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,400/yr · $200/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $2,400/yr

Estimated taxes if purchased at asking price: ~$6,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AE — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: material not specified — year not disclosed (home built 1989)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,120 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History