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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Active

Active·88 days on market

687 Scarlet View Court

Orange Park, FL 32073

$285,000$211/sqftEst. $1,579/moMLS# 2155107
↓ $15,000 below original list
3
Beds
2
Baths
1,348
Sq Ft
2001
Built
2
Garage
No
Pool
FEMA Zone XHOA $15/mo6,098 sqft lotSingle Family Residence1 story

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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Orange Park

From the moment you walk in, this beautifully maintained Savannah Glen home feels bright, welcoming, and ready for its next chapter. The open floor plan and vaulted ceilings create an airy feel, while stylish updates throughout make it truly move-in ready. The kitchen features granite countertops, stainless steel appliances, and a breakfast bar overlooking the spacious living and dining areas. The private owner's suite offers a relaxing escape with a garden tub, separate shower, and beautifully remodeled bath with custom tile and updated fixtures. Two additional bedrooms provide flexibility for guests, family, or a home office. Step outside to a fully fenced backyard with a covered patio, perfect for grilling, entertaining, or simply enjoying a quiet evening. Located in desirable Argyle Forest with highly rated Clay County schools and convenient access to shopping, dining, and major roadways.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,579
Property taxesest. at asking price, Clay County$437
HOAbilled annually$15
Estimated total, before insurance$2,031/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,342/yr · $278/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$285,000
$57,000
Loan Term
Monthly Payment
$1,579
Principal & Interest: $1,579
Property taxes (est.): $437
Insurance (est.): $190
Estimated Total Monthly
$2,205
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2001)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer (public record) · Public water · Clay County Utilities

County records show this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,781 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

Northeast-facing backyard — summer sunrises, all-day cool

The listing reports the home facing southwest, which puts the backyard on the northeast side. Today at this address: sunrise 7:27 AM, sunset 7:01 PM.

  • The rear catches early summer sun (the sun rises almost straight into this exposure in June), then stays comfortable and shaded through the heat of the day.
  • The coolest diagonal for a lanai; a pool here trades warmth for comfort.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $3,342/yr

Estimated taxes if purchased at asking price: ~$5,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 29, 2026Price change$285,000−$5,000
  • Sep 1, 2026Price change$290,000−$5,000
  • Aug 10, 2026Price change$295,000−$5,000
  • Jul 15, 2026Active$300,000
  • Jul 13, 2026Listed$300,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $182/sq ft; this home is listed at $211/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
674 Scarlet View Court, Orange Park, FL 32073Listed by CROSSVIEW REALTYSep 2026$308,000$1883/21,634810
700 Scarlet View Court, Orange Park, FL 32073Listed by COLDWELL BANKER VANGUARD REALTYSep 2026$305,000$1813/21,681290
4413 Hanging Moss Drive, Orange Park, FL 32073Listed by KELLER WILLIAMS FIRST COAST REALTYAug 2026$309,900$1783/21,744280.1
473 Thornberry Road, Orange Park, FL 32073Listed by JOSEPH WALTER REALTY LLCSep 2026$261,864$1533/21,708360.4
398 Willow Green Drive, Orange Park, FL 32073Listed by HOUWZER, INC.Sep 2026$269,900$1823/21,486380.5
342 Wildberry Court, Orange Park, FL 32073Listed by COLDWELL BANKER VANGUARD REALTYSep 2026$299,900$2053/21,462680.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$285,000
Price / Sq Ft$211
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,348
Total Structure Area1,923 sq ft
Acres0.14 acres
Year Built2001
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo
Direction FacesSouthwest

School Information

ElementaryArgyle
MiddleOrange Park

Community Information

Address687 Scarlet View Court, Orange Park, FL 32073
Area139-Oakleaf/Orange Park/NW Clay County
SubdivisionSavannah Glen
CityOrange Park
CountyClay
StateFL
Zip Code32073
Lot Size6,098.4 sq ft
Parcel Number04042500786601327
ZoningResidential

Amenities

Community FeaturesSidewalks
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Off Street

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Primary Bathroom -Tub with Separate Shower, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Electric Range, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
# of Stories1
LevelsOne
LaundryIn Garage

Exterior

Patio / PorchCovered, Patio
FencingFenced, Back Yard, Wood
RoofShingle
ConstructionFrame, Stucco
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedJuly 15, 2026
Days on Market76
HOA Fees$181.9 / Annually
HOA FrequencyAnnually
HOA NameProperty Management System Inc
Tax Amount$3,341.72
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: MOMENTUM REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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