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Sold

Sold·Closed Aug 12, 2026·28 days on market

4413 Hanging Moss Drive

Orange Park, FL 32073

$309,900sold priceListed at $309,900 · 100% of asking$178/sqftMLS# 2148853
3
Beds
2
Baths
1,744
Sq Ft
2002
Built
2
Garage
No
Pool
FEMA Zone XHOA $15/mo6,970 sqft lotSingle Family Residence1 story

About this home

Orange Park

Welcome home to this beautifully updated, move-in ready residence in the desirable Savannah Glen community of Argyle Forest. Featuring an open-concept, split-bedroom floor plan, this home offers the perfect blend of comfort and functionality. The spacious kitchen showcases granite countertops, a stylish backsplash, ample cabinetry, and overlooks the family room with an electric fireplace. Formal living and dining spaces provide flexibility for entertaining, working from home, or everyday living. The primary suite features a custom walk-in shower and custom closet system, while both bathrooms have been updated with marble countertops and soft-close cabinetry. Additional upgrades include luxury plank flooring, updated lighting and ceiling fans, and new carpet in the primary bedroom. Step outside to enjoy the covered lanai and oversized backyard with plenty of room to relax, play, or entertain. Conveniently located just minutes from Oakleaf Town Center shopping and dining.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,717
Property taxesest. at asking price, Clay County$475
HOAbilled annually$15
Estimated total, before insurance$2,207/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$309,900
$61,980
Loan Term
Monthly Payment
$1,717
Principal & Interest: $1,717
Property taxes (est.): $475
Insurance (est.): $207
Estimated Total Monthly
$2,398
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2002)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer (public record) · Public water · Clay County Utilities

County records show this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,756 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$277,100$0—
2024$273,320$200,869—
2023$272,190$193,271—
2022$245,895$190,395—
2021$185,747$185,747—
2020$173,077$61,422—

Estimated taxes if purchased at asking price: ~$5,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 17, 2026Closed$309,900
  • Jun 4, 2026Listed$309,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $182/sq ft; this home is listed at $178/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
674 Scarlet View Court, Orange Park, FL 32073Listed by CROSSVIEW REALTYSep 2026$308,000$1883/21,634810.1
700 Scarlet View Court, Orange Park, FL 32073Listed by COLDWELL BANKER VANGUARD REALTYSep 2026$305,000$1813/21,681290.1
473 Thornberry Road, Orange Park, FL 32073Listed by JOSEPH WALTER REALTY LLCSep 2026$261,864$1533/21,708360.3
3195 Stonebrier Ridge Drive, Orange Park, FL 32065Listed by CENTURY 21 LIGHTHOUSE REALTYAug 2026$410,000$1894/22,172170.4
1034 Drakefeather Drive, Orange Park, FL 32065Listed by DISCOVER REALTY INCOct 2026$317,900$1693/21,878360.5
398 Willow Green Drive, Orange Park, FL 32073Listed by HOUWZER, INC.Sep 2026$269,900$1823/21,486380.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$309,900
Price / Sq Ft$178
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,744
Acres0.16 acres
Year Built2002
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch, Traditional
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address4413 Hanging Moss Drive, Orange Park, FL 32073
Area139-Oakleaf/Orange Park/NW Clay County
SubdivisionSavannah Plantation
CityOrange Park
CountyClay
StateFL
Zip Code32073
Lot Size6,969.6 sq ft
Parcel Number04042500786601318

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), His and Hers Closets, Pantry, Primary Bathroom - Shower No Tub, Walk-In Closet(s)
AppliancesConvection Oven, Dishwasher, Disposal, Microwave, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet
FireplaceYes
Fireplace FeaturesElectric
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Lot DescriptionCul-De-Sac
Patio / PorchCovered, Rear Porch
FencingFenced, Back Yard
RoofShingle
ConstructionBrick
Road SurfacePaved

Additional Information

Date ListedJune 5, 2026
Days on Market28
HOA Fees$181.9 / Annually
HOA FrequencyAnnually
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS FIRST COAST REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 12, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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