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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Sold

Sold·Closed Sep 17, 2026·38 days on market

125 Kirby Lane

Melrose, FL 32666

$190,000sold priceListed at $225,000 · 84.4% of askingMLS# 2155079
20
Acres
871,200
Lot Sq Ft
—
Dimensions
No
Waterfront
—
Zoning
—
Sewer
FEMA Zone ANo HOA20.00 acresUnimproved Land

About this lot

Melrose

Discover this opportunity to own 20 acres of land that offers privacy and endless potential. This gorgeous setting dotted with majestic live oaks is your chance to escape hurried city life, enjoy unspoiled nature , and the freedom to build the home of your dreams. The property has an electric panel box along with a 4'' well, is deed restricted to ''houses only'' and is zoned agricultural

Cost to own

Carrying cost

What holding this lot costs per month at the asking price. Land loans run on different terms than a home mortgage, so the payment is left out; ask for current lot-loan terms.

Estimated total, taxes and HOA$0/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,976/yr · $165/mo
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone A — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $1,976/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 17, 2026Closed$225,000
  • Aug 20, 2026Active Under Contract$225,000
  • Jul 12, 2026Listed$225,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $20,000 an acre; this lot is listed at $11,250 an acre.

AddressClosedPrice$/acreAcresDOMMiles
5276 Organic (Pole Barn) Road, Melrose, FL 32666Listed by CB ISAAC REALTYSep 2026$200,000$20,000101322.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this lot is worth; Krista runs the adjustments per lot.

Features

Price$225,000
Acres20.00 acres
TypeLand
Sub-TypeUnimproved Land
StatusClosed
Is WaterfrontNo

School Information

This listingNo schools reported in the MLS
HighInterlachen, reported on 2 other Metes & Bounds listings
ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address125 Kirby Lane, Melrose, FL 32666
Area574-Interlachen-NW
SubdivisionMetes & Bounds
CityMelrose
CountyPutnam
StateFL
Zip Code32666
Lot Size871,200 sq ft
Parcel Number050924000000500030
ZoningAgricultural

Amenities

UtilitiesElectricity Available, Water Available
Water SourcePrivate, Well

Exterior

Lot DescriptionAgricultural, Cleared
FencingFenced, Wire
Road SurfaceDirt
Road FrontageCounty Road

Additional Information

Date ListedJuly 13, 2026
Days on Market38
Tax Amount$1,976.38
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo

Listing Courtesy of: NICOSIA REALTY INC.

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 17, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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