3905 Holstein Way

• • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

• Sep 10, 2026Price change$332,084−$5,000
• Sep 3, 2026Price change$337,084+$7,094
• Jul 31, 2026Price change$329,990−$9,500
• Jul 10, 2026Listed$339,490

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

• 

  Pending

  3431 Humphrey Street

  Green Cove Springs, FL 32043

  3 bd · 2.5 ba · 2,294 sq ft

  $329,990Est. $1,756/mo

  The Thornton floor plan strikes the ideal balance between private retreats and open living spaces. On the second floor,…

  Listing Office: olympus executive realty, inc

• 

  For Sale

  3889 Holstein Way

  Green Cove Springs, FL 32043

  4 bd · 2 ba · 1,797 sq ft

  $323,990Est. $1,724/mo

  Sample Image This charming Avery Model home features 4 spacious bedrooms and 2 well-appointed bathrooms, perfect for…

  Listing Office: olympus executive realty, inc

• 

  For Sale

  3832 Holstein Way

  Green Cove Springs, FL 32043

  3 bd · 2 ba · 1,790 sq ft

  $354,490Est. $1,887/mo

  Sample Image The Camden is always at the top of the list with our home buyers in the Dream Finders family. This home…

  Listing Office: olympus executive realty, inc

• 

  For Sale

  3885 Holstein Way

  Green Cove Springs, FL 32043

  3 bd · 2 ba · 1,622 sq ft

  $303,990Est. $1,618/mo

  This ORMEWOOD is Intelligently designed single-story home maximizes both flow and functionality. Step inside to an…

  Listing Office: olympus executive realty, inc

• 

  For Sale

  3890 Holstein Way

  Green Cove Springs, FL 32043

  4 bd · 3 ba · 2,289 sq ft

  $381,990Est. $2,033/mo

  Listing Office: olympus executive realty, inc

  in Amberly
• 

  For Sale

  2771 Laurel Falls Drive

  Green Cove Springs, FL 32043

  4 bd · 3 ba · 2,566 sq ft

  $370,990Est. $1,975/mo

  Listing Office: round table realty

  in Anabelle Island