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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Active

Active·63 days on market

1635 Westwood Court

Maxville, FL 32234

$269,900$172/sqftEst. $1,495/moMLS# 2154851
↓ $10,000 below original list
3
Beds
2
Baths
1,568
Sq Ft
2026
Built
—
Garage
No
Pool
FEMA Zone XNo HOA1.10 acresManufactured Home1 storyNew construction

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Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Maxville

Beautiful brand new Clayton Home full of upgrades & sits on really nice 1+ acre lot. Seller will PAY BUYER'S CLOSING COSTS UP TO $10,000.00 for full price offer & must use seller's preferred lender.This home has big GR with wood accent wall & formal DR as well as big kitchen with upgraded appliances & big island to eat on plus a coffee nook. Master suite has double vanities & garden tub plus separate shower as well as big walk in closet. The other two BRs are at opposite end of home & all the bathrooms have furniture type cabinetry. Home also comes with spacious laundry room at end of home for easy access to out side. Comes with one year warranty & should be ready by mid September 2026. Follow Directions in above info as GPS does not always get you there & no sign at Westport CT.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,495
Property taxesest. at asking price, Clay County$414
Estimated total, before insurance$1,909/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$704/yr · $59/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$269,900
$53,980
Loan Term
Monthly Payment
$1,495
Principal & Interest: $1,495
Property taxes (est.): $414
Insurance (est.): $180
Estimated Total Monthly
$2,089
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,551 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $704/yr

Estimated taxes if purchased at asking price: ~$5,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Aug 21, 2026Price change$269,900−$10,000
  • Aug 13, 2026Active$279,900
  • Jul 11, 2026Pending$279,900
  • Jul 10, 2026Listed$279,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $157/sq ft; this home is listed at $172/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1631 Westwood Court, Maxville, FL 32234Listed by FADER & CO REALTY LLCSep 2026$244,900$1574/21,560460.1
1631 Westwood Court, Maxville, FL 32234Listed by HERRON REAL ESTATE LLCApr 2026$130,000$834/21,560180.1
5705 Short Horn Road, Middleburg, FL 32068Listed by SMILEEHOUSE AUCTION CO LLCMar 2026$135,000$1083/21,24832.4
5214 CR 218, Middleburg, FL 32068Listed by MAGNOLIA & OAK REAL ESTATE COMPANY LLCJun 2025$345,000$2303/21,500412.5
2455 Violet Way, Middleburg, FL 32068Listed by SMILEEHOUSE AUCTION CO LLCJun 2026$135,000$733/21,848142.6
5310 Jacaranda Avenue, Middleburg, FL 32068Listed by EXIT INSPIRED REAL ESTATEJun 2026$285,000$1834/21,56052.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$269,900
Price / Sq Ft$172
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,568
Acres1.10 acres
Year Built2026
TypeResidential
Sub-TypeManufactured Home
StyleTraditional
Property ConditionUnder Construction
StatusActive
Has PoolNo
Is WaterfrontNo
New ConstructionYes

Community Information

Address1635 Westwood Court, Maxville, FL 32234
Area145-middleburg-SW
SubdivisionMaxville
CityMaxville
CountyClay
StateFL
Zip Code32234
Lot Size47,916 sq ft
Parcel Number34042300034102401

Amenities

UtilitiesCable Available, Electricity Available, Sewer Available, Water Available
SewerSeptic Tank
Water SourceWell
ParkingOff Street

Interior

Interior FeaturesBreakfast Bar, Kitchen Island, Open Floorplan, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Electric Range, Electric Water Heater, Plumbed For Ice Maker, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringVinyl
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

RoofShingle
ConstructionVinyl Siding
Road SurfaceDirt

Additional Information

Date ListedAugust 13, 2026
Days on Market29
Tax Amount$703.56
Tax Year2025
Listing TermsCash, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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