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Sold

Sold·Closed Sep 16, 2026·46 days on market

1631 Westwood Court

Maxville, FL 32234

$244,900sold priceListed at $244,900 · 100% of asking$157/sqftMLS# 2149012
4
Beds
2
Baths
1,560
Sq Ft
2004
Built
—
Garage
No
Pool
FEMA Zone XNo HOA1.10 acresManufactured Home1 story

About this home

Maxville

NOW FHA ELIGIBLE! NEW HVAC!!! NO HOA!! 4BR/2BA home sits on 1.1 acres with room for pets, toys, and more. Enjoy peaceful views from the front porch or back covered deck, overlooking this gorgeous property. You will love the fresh interior and exterior paint, New lighting package, LVP flooring, cozy carpet and designer tile in the bathrooms. This perfect entertaining kitchen is a chefs dream, featuring stainless steel appliances, a large island, walk-in pantry, and dining area. The spacious owner's suite offers a walk-in closet and a gorgeous updated bath with a new double vanity, chic finishes, garden tub, and separate shower. Three additional bedrooms are tucked away on the opposite side of the home featuring LVP and plush carpet. Updated spare bath leads to laundry room with W/D included. Need storage or workspace? The barn/workshop and oversized detached carport have you covered, even for an RV! Move-in ready, beautifull and packed with country charm.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,357
Property taxesest. at asking price, Clay County$375
Estimated total, before insurance$1,732/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,912/yr · $326/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$244,900
$48,980
Loan Term
Monthly Payment
$1,357
Principal & Interest: $1,357
Property taxes (est.): $375
Insurance (est.): $163
Estimated Total Monthly
$1,895
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Metal — year not disclosed (home built 2004)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,514 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

Last sold: $250,000 in September 2022(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$233,967$232,355—
2024$211,232$211,232—
2023$194,881$194,881—
2022$125,510$60,147—
2021$106,939$56,939—
2020$95,507$25,000—

2025 property taxes (current owner): $3,912/yr

Estimated taxes if purchased at asking price: ~$4,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Sep 19, 2026Closed$244,900
  • Aug 28, 2026Pending$244,900
  • Jul 24, 2026Active Under Contract$244,900
  • Jul 23, 2026Price change$244,900+$5,000
  • Jul 9, 2026Price change$239,900−$10,000
  • Jun 5, 2026Listed$249,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $83/sq ft; this home is listed at $157/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1631 Westwood Court, Maxville, FL 32234Listed by HERRON REAL ESTATE LLCApr 2026$130,000$834/21,560180
5705 Short Horn Road, Middleburg, FL 32068Listed by SMILEEHOUSE AUCTION CO LLCMar 2026$135,000$1083/21,24832.4
2455 Violet Way, Middleburg, FL 32068Listed by SMILEEHOUSE AUCTION CO LLCJun 2026$135,000$733/21,848142.6
6097 Taylor Road, Jacksonville, FL 32234Listed by VYLLA HOMEJun 2026$81,000$583/21,400252.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$244,900
Price / Sq Ft$157
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage1,560
Acres1.10 acres
Year Built2004
TypeResidential
Sub-TypeManufactured Home
StyleTraditional
Property ConditionUpdated/Remodeled
StatusClosed
# of Carport Spaces2
Has PoolNo
Is WaterfrontNo

School Information

ElementaryClay Hill
MiddleWilkinson

Community Information

Address1631 Westwood Court, Maxville, FL 32234
Area145-middleburg-SW
SubdivisionWestwood
CityMaxville
CountyClay
StateFL
Zip Code32234
Lot Size47,916 sq ft
Parcel Number34042300034102400
ZoningResidential

Amenities

UtilitiesSewer Connected, Water Connected
SewerSeptic Tank
Water SourceWell
ParkingCovered, Detached Carport, RV Access/Parking

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Eat-in Kitchen, Kitchen Island, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Dryer, Electric Range, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile, Vinyl
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Washer Hookup

Exterior

Lot DescriptionFew Trees
Patio / PorchCovered, Deck, Front Porch, Rear Porch
RoofMetal
ConstructionVinyl Siding
Other StructuresShed(s), Workshop
Road SurfaceDirt
Road FrontageCity Street

Additional Information

Date ListedJune 5, 2026
Days on Market46
Tax Amount$3,912.06
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FADER & CO REALTY LLC

Sold by: HERRON REAL ESTATE LLC (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 16, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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