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Sold

Sold·Closed Aug 7, 2026·0 days on market

518 Matecumbe Court

Macclenny, FL 32063

$250,000sold priceListed at $250,000 · 100% of asking$183/sqftMLS# 2154706
3
Beds
2
Baths
1,368
Sq Ft
2018
Built
2
Garage
No
Pool
FEMA Zone XHOA $29/mo7,841 sqft lotSingle Family Residence1 story

About this home

Macclenny

Welcome to this modern 3-bedroom, 2-bathroom home built in 2018. Spanning 1,399 square feet, this property is perfectly tucked away at the end of a quiet cul-de-sac on a 0.18-acre lot. The oversized, fully usable backyard is a rare find and offers plenty of space to build your dream pool. Enjoy peace of mind and lower carrying costs with an incredibly low annual HOA fee.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,385
HOAbilled annually$29
Estimated total, before insurance$1,414/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,196/yr · $183/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$250,000
$50,000
Loan Term
Monthly Payment
$1,385
Principal & Interest: $1,385
Insurance (est.): $167
Estimated Total Monthly
$1,551
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2018)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,674 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $2,196/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Aug 7, 2026Closed$250,000
  • Jul 17, 2026Active Under Contract$250,000
  • Jul 16, 2026Active$250,000
  • Jul 9, 2026Listed$250,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $215/sq ft; this home is listed at $183/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
11386 Deerwood Circle, Macclenny, FL 32063Listed by FREEDOM REALTY GROUP LLCAug 2026$205,000$1743/21,180160.3
511 North Boulevard, Macclenny, FL 32063Listed by HAMILTON HOUSE REAL ESTATE GROUP, LLCOct 2026$265,000$2153/21,2301510.5
533 E Ohio Avenue, Macclenny, FL 32063Listed by COWFORD REALTY & DESIGN LLCSep 2026$245,000$2263/21,086690.5
277 Milton Street, Macclenny, FL 32063Listed by MARK SPAIN REAL ESTATEOct 2025$297,950$2043/21,462910.5
501 Fox Run Circle, Macclenny, FL 32063Listed by JPAR CITY AND BEACHMay 2025$270,000$1933/21,400320.5
541 E Stansell Avenue, Macclenny, FL 32063Listed by WATSON REALTY CORPMay 2025$285,000$2423/21,176590.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$250,000
Price / Sq Ft$183
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,368
Acres0.18 acres
Year Built2018
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

MiddleBaker County
HighBaker County

Community Information

Address518 Matecumbe Court, Macclenny, FL 32063
Area501-Macclenny Area
SubdivisionCypress Pointe
CityMacclenny
CountyBaker
StateFL
Zip Code32063
Lot Size7,840.8 sq ft
Parcel Number282S22021600001160
ZoningSingle Family

Amenities

Community FeaturesSidewalks
UtilitiesSewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, On Street
ViewTrees/Woods

Interior

Interior FeaturesEat-in Kitchen, Entrance Foyer, Kitchen Island, Primary Bathroom - Shower No Tub, Split Bedrooms
AppliancesDisposal, Electric Range, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet, Laminate
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Lot DescriptionCul-De-Sac, Sprinklers In Front, Sprinklers In Rear
RoofShingle
ConstructionFiber Cement
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedJuly 16, 2026
Days on Market0
HOA Fees$350 / Annually
HOA FrequencyAnnually
HOA Namecypress pointe
Tax Amount$2,195.69
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: UNITED REAL ESTATE GALLERY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 7, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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