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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Active

Active·35 days on market

13543 SW 195th Avenue

Brooker, FL 32622

$349,900$203/sqftEst. $1,801/moMLS# 2154651
3
Beds
2
Baths
1,720
Sq Ft
2026
Built
Garage
No
Pool

About this home

Brooker

Welcome to peaceful country living in this beautifully crafted 2026 custom-built manufactured home, perfectly situated on 5 private acres. Thoughtfully designed with 9-foot ceilings and an inviting open concept floor plan, this home offers both style and comfort. The spacious kitchen features a large island overlooking the living area, where a cozy fireplace creates the perfect gathering space. The private primary suite feels like a retreat, complete with a spa inspired bathroom designed for relaxation. Throughout the home, you'll find upgraded trim work, custom window treatments, and quality finishes that add warmth and character. Step outside and enjoy the front deck or unwind on the spacious back deck while taking in the peaceful surroundings. The property is fenced on three sides, offering plenty of space for pets, recreation, or simply enjoying the beauty of country living. If you've been searching for a move-in-ready home that combines modern design, quality craftsmanship

Cost to own

Mortgage calculator

$349,900
$69,980
Loan Term
Monthly Payment
$1,801
Principal & Interest: $1,801
Insurance (est.): $233
Estimated Total Monthly
$2,034
*30-year loan at 6.67% APR (avg 30-yr rate 2026-08-13, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.67% · 30yr$1,801
Estimated total, before insurance$1,801/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Jul 9, 2026Listed$349,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$349,900
Price / Sq Ft$203
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,720
Acres5.00 acres
Year Built2026
TypeResidential
Sub-TypeMobile Home
StatusActive
Has PoolNo
Is WaterfrontNo

School Information

MiddleBradford
HighBradford

Community Information

Address13543 SW 195th Avenue, Brooker, FL 32622
Area524-Bradford County-SW
SubdivisionMetes & Bounds
CityBrooker
CountyBradford
StateFL
Zip Code32622
Lot Size217,800 sq ft
Parcel Number00017A00100
ZoningResidential

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Not Available, Water Connected
SewerSeptic Tank
Water SourcePrivate, Well
ParkingOther
ViewTrees/Woods

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Electric Range, Electric Water Heater, Refrigerator
HeatingCentral
CoolingCentral Air
FireplaceYes
# of Fireplaces1
Fireplace FeaturesElectric
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Lot DescriptionCleared, Dead End Street, Few Trees
Patio / PorchFront Porch, Rear Porch
FencingOther, Fenced
RoofShingle
ConstructionVinyl Siding
Road SurfaceDirt
Road FrontagePrivate Road

Additional Information

Date ListedJuly 9, 2026
Days on Market34
Tax Year2025
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CW REALTY

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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