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Active·100 days on market

11115 SW 105th Street

Brooker, FL 32622

$357,000$228/sqftEst. $1,835/moMLS# 2146465
3
Beds
2
Baths
1,566
Sq Ft
1999
Built
Garage
No
Pool

About this home

Brooker

Country living on 4 fenced acres in Graham. This 3 beds, 2 bath home offers 2,200 sq ft with an open floor plan. Built in 1999, it features steel framing, stucco over cedar siding, and a metal roof about 6 years old. HVAC updated in 2017. Both baths remodeled with ceramic tile flooring, vanities and fixtures. Oak kitchen cabinets provides ample storage. The garage has been enclosed to create a versatile office/family/hobby room. Outside you'll find a pole barn, a carport, and a back patio. The property backs up to Rayonier land, bringing wildlife to your back door--perfect for country living and hobby farming. Bring your horses or farm animals. Easy commute to Gainesville, Jacksonville.

Cost to own

Mortgage calculator

$357,000
$71,400
Loan Term
Monthly Payment
$1,835
Principal & Interest: $1,835
Insurance (est.): $238
Estimated Total Monthly
$2,073
*30-year loan at 6.66% APR (avg 30-yr rate 2026-08-27, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.66% · 30yr$1,835
Estimated total, before insurance$1,835/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,190/yr · $99/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $1,190/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone A — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Metal — year not disclosed (home built 1999)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,716 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Jul 20, 2026Price change$357,000$10,000
  • May 21, 2026Listed$367,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$357,000
Price / Sq Ft$228
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,566
Total Structure Area2,388 sq ft
Acres4.22 acres
Year Built1999
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive
# of Carport Spaces1
Has PoolNo
Is WaterfrontNo
Direction FacesSoutheast

School Information

ElementaryBradford
MiddleBradford
HighBradford

Community Information

Address11115 SW 105th Street, Brooker, FL 32622
Area524-Bradford County-SW
SubdivisionRiver Bend Est
CityBrooker
CountyBradford
StateFL
Zip Code32622
Lot Size183,823.2 sq ft
Parcel Number00901000100

Amenities

UtilitiesElectricity Connected
SewerSeptic Tank
Water SourceWell
ParkingCarport
ViewPond

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Open Floorplan, Primary Bathroom - Tub with Shower, Split Bedrooms
AppliancesElectric Range, Electric Water Heater, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringTile
# of Stories1
LaundryElectric Dryer Hookup, In Unit, Washer Hookup
SecuritySecurity Gate

Exterior

Patio / PorchCovered, Patio
FencingFenced, Chain Link, Full
RoofMetal
ConstructionFrame, Stucco
Other StructuresShed(s)
Road SurfaceDirt

Additional Information

Date ListedMay 21, 2026
Days on Market66
Tax Amount$1,190
Tax Year2025
Listing TermsCash, Conventional, FHA
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: HELEN HERSEY REALTY

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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