Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
Photo 1 / 50
Active

Active·149 days on market

11115 SW 105th Street

Brooker, FL 32622

$357,000$228/sqftEst. $1,977/moMLS# 2146465
↓ $10,000 below original list
3
Beds
2
Baths
1,566
Sq Ft
1999
Built
—
Garage
No
Pool
FEMA Zone ANo HOA4.22 acresSingle Family Residence1 story

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Brooker

Country living on 4 fenced acres in Graham. This 3 beds, 2 bath home offers 2,200 sq ft with an open floor plan. Built in 1999, it features steel framing, stucco over cedar siding, and a metal roof about 6 years old. HVAC updated in 2017. Both baths remodeled with ceramic tile flooring, vanities and fixtures. Oak kitchen cabinets provides ample storage. The garage has been enclosed to create a versatile office/family/hobby room. Outside you'll find a pole barn, a carport, and a back patio. The property backs up to Rayonier land, bringing wildlife to your back door--perfect for country living and hobby farming. Bring your horses or farm animals. Easy commute to Gainesville, Jacksonville.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,977
Estimated total, before insurance$1,977/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,190/yr · $99/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$357,000
$71,400
Loan Term
Monthly Payment
$1,977
Principal & Interest: $1,977
Insurance (est.): $238
Estimated Total Monthly
$2,215
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone A — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Metal — year not disclosed (home built 1999)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,716 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Sun & Light

Northwest-facing backyard — summer sunsets, gentle days

The listing reports the home facing southeast, which puts the backyard on the northwest side. Today at this address: sunrise 7:33 AM, sunset 6:55 PM.

  • The rear sits softly lit through most of the day, then catches the late golden hour — in summer the sun sets almost straight into this exposure.
  • Cooler than a true west lot with some of the sunset payoff; winter evenings go dark early.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $1,190/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Jul 20, 2026Price change$357,000−$10,000
  • May 21, 2026Listed$367,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $140/sq ft; this home is listed at $228/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
10248 SW 111 Avenue, Hampton, FL 32044Listed by JULIE MORROW PREMIER REALTY INCAug 2025$210,000$1303/21,620290.3
10247 SW 113th Avenue, Brooker, FL 32622Listed by CW REALTYJul 2026$195,000$1394/21,400410.4
10285 SW 112th Avenue, Brooker, FL 32622Listed by RAYTOWN HOMES & REALTY PLLCSep 2025$216,500$1383/21,5681170.4
11222 SW 106th Avenue, Hampton, FL 32044Listed by FLORIDA HOMES REALTY & MTG LLCApr 2026$275,000$1823/21,51450.8
11145 SW 92nd Street, Hampton, FL 32044Listed by CW REALTYJun 2026$259,900$1403/21,860771
Tbd SW CR 227, Hampton, FL 32044Listed by HERRON REAL ESTATE LLCJun 2026$510,000$2863/31,78512.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$357,000
Price / Sq Ft$228
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,566
Total Structure Area2,388 sq ft
Acres4.22 acres
Year Built1999
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive
# of Carport Spaces1
Has PoolNo
Is WaterfrontNo
Direction FacesSoutheast

School Information

ElementaryBradford
MiddleBradford
HighBradford

Community Information

Address11115 SW 105th Street, Brooker, FL 32622
Area524-Bradford County-SW
SubdivisionRiver Bend Est
CityBrooker
CountyBradford
StateFL
Zip Code32622
Lot Size183,823.2 sq ft
Parcel Number00901000100

Amenities

UtilitiesElectricity Connected
SewerSeptic Tank
Water SourceWell
ParkingCarport
ViewPond

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Open Floorplan, Primary Bathroom - Tub with Shower, Split Bedrooms
AppliancesElectric Range, Electric Water Heater, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringTile
# of Stories1
LaundryElectric Dryer Hookup, In Unit, Washer Hookup
SecuritySecurity Gate

Exterior

Patio / PorchCovered, Patio
FencingFenced, Chain Link, Full
RoofMetal
ConstructionFrame, Stucco
Other StructuresShed(s)
Road SurfaceDirt

Additional Information

Date ListedMay 21, 2026
Days on Market66
Tax Amount$1,190
Tax Year2025
Listing TermsCash, Conventional, FHA
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: HELEN HERSEY REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines