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Active

Active·43 days on market

12325 NE CR 793

Raiford, FL 32083

$342,500$214/sqftEst. $1,763/moMLS# 2153225
4
Beds
2
Baths
1,600
Sq Ft
2015
Built
2
Garage
No
Pool

About this home

Raiford

Seller offering $2,500 buyer credit! Welcome home to this beautiful 4-bedroom, 2-bathroom 2015 home situated on 1 acre in Raiford, Florida. Offering 1,600 heated and cooled square feet and 2,150 total square feet including the attached garage, this home is move-in ready with thoughtful upgrades throughout. Recent improvements include all new flooring, new baseboards, and fresh interior paint, giving the home a clean, modern feel. Additional features include a tankless water heater for endless hot water and solar panels to help improve energy efficiency and reduce utility costs. If you've been searching for a spacious, updated home with room to enjoy country living, this one is a must-see!

Cost to own

Mortgage calculator

$342,500
$68,500
Loan Term
Monthly Payment
$1,763
Principal & Interest: $1,763
Insurance (est.): $228
Estimated Total Monthly
$1,991
*30-year loan at 6.67% APR (avg 30-yr rate 2026-08-13, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.67% · 30yr$1,763
Estimated total, before insurance$1,763/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2015)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,776 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Aug 7, 2026Price change$342,500$2,500
  • Jul 1, 2026Listed$345,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$342,500
Price / Sq Ft$214
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage1,600
Total Structure Area2,150 sq ft
Acres1.00 acres
Year Built2015
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

ElementaryOther
MiddleOther
HighOther

Community Information

Address12325 NE CR 793, Raiford, FL 32083
Area541-Union County-North
SubdivisionMetes & Bounds
CityRaiford
CountyUnion
StateFL
Zip Code32083
Lot Size43,560 sq ft
Parcel Number1905210000001020

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPrivate Sewer, Septic Tank
Water SourcePrivate
ParkingGarage

Interior

AppliancesConvection Oven, Refrigerator, Tankless Water Heater
HeatingCentral
CoolingCentral Air
# of Stories1

Exterior

Patio / PorchRear Porch

Additional Information

Date ListedJuly 1, 2026
Days on Market37
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CW REALTY

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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