Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

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Active

Active·36 days on market

110 Cimmaron Drive

Palm Coast, FL 32137

$774,999$309/sqftEst. $3,951/moMLS# 2153084

Beds

Baths

2,512

Sq Ft

1988

Built

Garage

Yes

Pool

About this home

Palm Coast

Welcome home to beautifully cared for and well maintained 110 Cimmaron Dr. In North Palm Coast near Matanzas - South of St Augustine you will find your private oasis. 2 primary bedrooms each with their own private bath plus 2 additional bedrooms and 3 full baths total. Inground heated pool perfect for lounging or quick laps. Hot tub for four on an exclusive canal. A few shorts turns with zero bridge interference and deep water near sailboat country for easy boat access will be a boaters dream. Enjoy a day on the intercoastal and head to St Augustine for festivities. Fenced in yard w/outside shower and new concrete steps for ease to your own dock access with sink and cleaning station and a 8000lb boat lift for your vessel with extra docking for another toy! Over sized kitchen with tons of storage and main level living for complete ADA accessibility. Enter upstairs through a spiral staircase to a private suite w/walk in closet and pocket doors to bathroom. Open the sliders to overlook...

Cost to own

Mortgage calculator

Home Price

$774,999

Down Payment: 20%

$155,000

Interest Rate: 6.58%

Loan Term

Monthly Payment

$3,951

Principal & Interest: $3,951

Insurance (est.): $517

Estimated Total Monthly

$4,468

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$3,951

Estimated total, before insurance$3,951/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$7,548/yr · $629/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $7,548/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X (shaded) — moderate flood risk (0.2% annual chance)

Flood insurance is optional but often inexpensive here — worth pricing.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone HUR

Check floridadisaster.org/knowyourzone for what this designation means locally.

Roof: Shingle — year not disclosed (home built 1988)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · Palm Coast - building count > 0 within city limits · Public water (record)

County records show this parcel on central sewer served by Palm Coast - building count > 0 within city limits — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,811 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History