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This home is in San Marco, Jacksonville — a pool home in Jacksonville.

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Active

Active·46 days on market·San Marco

1122 Marco Place

Jacksonville, FL 32207

$990,000$404/sqftEst. $5,105/moMLS# 2152498

Beds

Baths

2,449

Sq Ft

1939

Built

Garage

Yes

Pool

About this home

San Marco

Located in one of Jacksonville's most sought-after historic areas, San Marco is known for its tree-lined streets, unique architecture, and vibrant local scene. Enjoy close proximity to the boutiques, dining, and charm of San Marco Square, along with easy access to downtown Jacksonville and the scenic St. Johns River. The area combines classic character with modern convenience, making it one of the most desirable locations in the city. This property is being sold as-is, offering a unique opportunity to own a distinctive home in a premier location with endless potential to make it your own.

Cost to own

Mortgage calculator

Home Price

$990,000

Down Payment: 20%

$198,000

Interest Rate: 6.69%

Loan Term

Monthly Payment

$5,105

Principal & Interest: $5,105

Property taxes (est.): $1,617

Insurance (est.): $660

Estimated Total Monthly

$7,382

*30-year loan at 6.69% APR (avg 30-yr rate 2026-08-06, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.69% · 30yr$5,105

Property taxesest. at asking price, Duval County$1,617

Estimated total, before insurance$6,722/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$15,565/yr · $1,297/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Last sold: $204,100 in November 2023(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$864,507	$848,126	▲ $95,407
2024	$771,024	$771,024	▼ $856
2023	$802,603	$642,364	—
2022	$596,228	$583,968	—
2021	$530,880	$530,880	—
2020	$509,544	$186,543	—

2025 property taxes (current owner): $15,565/yr

Estimated taxes if purchased at asking price: ~$19,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: material not specified — year not disclosed (home built 1939)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,380 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History