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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Augustine.

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Active

Active·46 days on market

9 Arenta Street

St. Augustine, FL 32084

$449,900$454/sqftEst. $2,320/moMLS# 2152376
3
Beds
2
Baths
990
Sq Ft
1935
Built
Garage
No
Pool

About this home

St. Augustine

Historic Charm, Modern Updates, & Front-Row Fireworks Views in St. Augustine! Welcome to 9 Arenta Street a charming Sears Craftsman home tucked away in the Historic West Augustine District where timeless character meets thoughtful updates and an unbeatable location. This inviting home features a metal roof, new plumbing, and a 2024 A/C unit, giving buyers peace of mind while still enjoying the warmth and charm of a classic home. Inside, you'll find laminate flooring, a gas stove with a 100-gallon propane tank, & the added convenience of a washer & dryer that convey with the property. Step outside & fall in love with the outdoor living this property offers! The large back deck spans the full length of the home, creating the perfect setup for entertaining, grilling, or simply relaxing under the stars. And one of the best parts? You can enjoy St. Augustine's fireworks right from your own back porch deck.

Cost to own

Mortgage calculator

$449,900
$89,980
Loan Term
Monthly Payment
$2,320
Principal & Interest: $2,320
Property taxes (est.): $599
Insurance (est.): $300
Estimated Total Monthly
$3,219
*30-year loan at 6.69% APR (avg 30-yr rate 2026-08-06, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.69% · 30yr$2,320
Property taxesest. at asking price, St. Johns County$599
Estimated total, before insurance$2,919/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,458/yr · $205/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$280,681$112,756
2025$120,052$120,052
2024$284,557$108,871
2024$165,147$143,103 $9,274
2023$287,057$104,244
2023$161,325$130,094
2022$214,058$98,048
2022$146,531$118,268 $18,357
2021$161,589$93,736
2021$109,434$107,517
2020$141,751$91,751
2020$97,743$97,743

2025 property taxes (current owner): $2,458/yr

Estimated taxes if purchased at asking price: ~$7,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X (shaded) — moderate flood risk (0.2% annual chance)

Flood insurance is optional but often inexpensive here — worth pricing.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Metal — year not disclosed (home built 1935)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · FL0021938 - City of Saint Augustine WWTP - customer accounts · Public water (record)

County records show this parcel on central sewer served by FL0021938 - City of Saint Augustine WWTP - customer accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,590 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Jun 25, 2026Listed$449,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$449,900
Price / Sq Ft$454
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage990
Acres0.11 acres
Year Built1935
TypeResidential
Sub-TypeSingle Family Residence
StyleHistoric
Property ConditionUpdated/Remodeled
StatusActive
# of Carport Spaces1
Has PoolNo
Is WaterfrontNo

Community Information

Address9 Arenta Street, St. Augustine, FL 32084
Area337-Old Moultrie Rd/Wildwood
SubdivisionWildwood Park
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32084
Lot Size4,791.6 sq ft
Parcel Number1186700000

Amenities

UtilitiesCable Available, Electricity Available, Sewer Available, Water Available
Water SourcePublic
ParkingCarport, Detached Carport
ViewOther

Interior

Interior FeaturesCeiling Fan(s), Jack and Jill Bath
AppliancesElectric Oven, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringLaminate
# of Stories2
LevelsTwo

Exterior

Lot DescriptionCorner Lot, Historic Area
Patio / PorchCovered, Front Porch, Patio, Porch, Rear Porch, Screened
FencingFenced, Wood
RoofMetal

Additional Information

Date ListedJune 25, 2026
Days on Market4
Tax Amount$2,457.55
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: MAXREV, LLC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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