This home is in Jacksonville.
Active·97 days on market
2069 W 14th Street
Jacksonville, FL 32209
See it this week
Want to walk through this home this week?
Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.
Call (904) 333-8595 Text Krista
Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Jacksonville
Welcome to this beautifully updated 4-bedroom, 2-bath home offering the perfect blend of classic charm and modern convenience. Featuring an open-concept layout, this move-in ready home boasts updated flooring, a spacious living area, and a well-appointed kitchen with stainless steel appliances. Major improvements include a newer roof, updated plumbing and electrical systems, HVAC, and energy-efficient windows and doors, providing peace of mind for years to come. Relax on the inviting front porch or entertain in the generous living spaces designed for everyday comfort. Conveniently located just minutes from Downtown Jacksonville, I-95, and US-1, with easy access to shopping, dining, schools, and parks. Whether you're looking for your next home or a great investment opportunity, this property is one you won't want to miss!
Next steps in Atlantic Beach
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 1930)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer & public water · JEA
County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,483 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
Last sold: $205,000 in April 2022(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $160,740 | $160,740 | — |
| 2024 | $161,644 | $161,644 | — |
| 2023 | $162,811 | $162,811 | — |
| 2022 | $146,176 | $146,176 | — |
| 2021 | $15,520 | $15,520 | ▲ $568 |
| 2020 | $12,992 | $12,992 | — |
2025 property taxes (current owner): $3,236/yr
Estimated taxes if purchased at asking price: ~$3,600/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Aug 5, 2026Price change$184,900−$14,100
- Jun 25, 2026Listed$199,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: DJ & LINDSEY REAL ESTATE
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
Keep looking
More homes in East Grand Park
For Sale2265 W 11th StreetJacksonville, FL 32209
3 bd · 2.5 ba · 1,201 sq ft
$189,990Est. $1,011/moDiscover this beautifully designed **new construction two-story home** in the heart of Jacksonville. Offering **1,201…
Listing Office: real broker llc
Pending2265 W 11th StreetJacksonville, FL 32209
3 bd · 2.5 ba · 1,201 sq ft
$189,990Est. $1,011/moWelcome to your dream home! This stunning BRAND NEW, two story home offers 3 bedrooms and 2.5 bathrooms. With NO HOA or…
Listing Office: real broker llc
For Sale2065 W 14th StreetJacksonville, FL 32209
4 bd · 2 ba · 1,114 sq ft
$165,000Est. $878/moWelcome to 2065 W 14th Street, Jacksonville, FL 32209, a beautifully home offering comfort, functionality, and…
Listing Office: 1 realty corp
For Sale2203 Sherrington StreetJacksonville, FL 32209
4 bd · 5 ba · 3,514 sq ft
$162,000Est. $862/moHere's your chance to get within 4 miles of the heart of Jacksonville's downtown. This 4-bedroom, 5-bath home has the…
Listing Office: momentum realty
Keep looking
Similar homes in Jacksonville
Explore the area
More in Atlantic Beach
Atlantic Beach guides & reports
Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines