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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a new construction home in Jacksonville.

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Active

Active·141 days on market

2265 W 11th Street

Jacksonville, FL 32209

$189,990$158/sqftEst. $1,014/moMLS# 2144852
↓ $18,000 below original list
3
Beds
2.5
Baths
1,201
Sq Ft
2026
Built
1
Garage
No
Pool
FEMA Zone XNo HOA5,227 sqft lotSingle Family Residence2 storiesNew construction

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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 333-8595 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

Discover this beautifully designed **new construction two-story home** in the heart of Jacksonville. Offering **1,201 square feet**, this thoughtfully planned **3-bedroom, 2.5-bathroom** home features a functional layout and stylish finishes throughout. The main living area offers an open-concept design that seamlessly connects the kitchen, dining, and living spaces, creating an inviting atmosphere for both everyday living and entertaining. Modern finishes add a clean, contemporary feel, while the two-story layout provides added flexibility and separation of space. Conveniently located near shopping, dining, schools, and major roadways, this home combines the appeal of new construction with a central Jacksonville location. **Photos may be from a similar home with the same floor plan and are for illustrative purposes only; actual finishes, colors, and features may vary slightly.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.03% · 30yr$1,014
Property taxesest. at asking price, Duval County$310
Estimated total, before insurance$1,324/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$189,990
$37,998
Loan Term
Monthly Payment
$1,014
Principal & Interest: $1,014
Property taxes (est.): $310
Insurance (est.): $127
Estimated Total Monthly
$1,451
*30-year loan at 7.03% APR (avg 30-yr rate 2026-09-24, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,612 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

Last sold: $5,000 in January 2024(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$13,350$13,350—
2024$13,350$5,373—
2023$13,350$4,885▲ $8,678
2022$4,672$4,441—
2021$4,672$4,038—
2020$3,782$3,671—

2025 property taxes (current owner): $237/yr

Estimated taxes if purchased at asking price: ~$3,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jul 14, 2026Price change$189,990−$18,000
  • May 12, 2026Listed$207,990

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$189,990
Price / Sq Ft$158
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,201
Acres0.12 acres
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
# of Garages1
Has PoolNo
Is WaterfrontNo
New ConstructionYes

Community Information

Address2265 W 11th Street, Jacksonville, FL 32209
Area074-Paxon
SubdivisionEast Grand Park
CityJacksonville
CountyDuval
StateFL
Zip Code32209
Lot Size5,227.2 sq ft
Parcel Number0472870000

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage

Interior

Interior FeaturesPantry, Walk-In Closet(s)
AppliancesDishwasher, Electric Range, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringLaminate
# of Stories2
LevelsTwo
LaundryIn Unit

Exterior

Patio / PorchFront Porch

Additional Information

Date ListedMay 12, 2026
Days on Market71
Tax Amount$236.84
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: REAL BROKER LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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