This home is in Jacksonville.

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Active

Active·23 days on market

11141 Stapleton Drive

Jacksonville, FL 32222

$365,000$214/sqftEst. $1,861/moMLS# 2152212

Beds

Baths

1,707

Sq Ft

2023

Built

Garage

Pool

About this home

Jacksonville

Welcome to this beautifully upgraded 2023 smart, energy-efficient ranch home offering over $40K in thoughtful enhancements! Ideally located in a highly desirable community with low HOA and no CDD fees, you are just minutes from Oakleaf Plantation Town Center for premium shopping, dining, and entertainment. From the moment you enter, you'll appreciate the soaring 10' ceilings, added windows in both the front room and living room that flood the space with abundant natural light, and a seamless blend of luxury vinyl plank and tile flooring throughout the main living areas. This versatile floor plan features 4 spacious rooms, offering the perfect layout to easily utilize a room as a dedicated home office, gym, or playroom. The chef's kitchen is the heart of the home, featuring quartz countertops, upgraded back splash, and beautifully designed for both everyday living and entertaining. This home is fully equipped with modern smart features, including smart switches, a smart thermostat

Cost to own

Mortgage calculator

Home Price

$365,000

Down Payment: 20%

$73,000

Interest Rate: 6.58%

Loan Term

Monthly Payment

$1,861

Principal & Interest: $1,861

Property taxes (est.): $596

Insurance (est.): $243

Estimated Total Monthly

$2,700

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$1,861

Property taxesest. at asking price, Duval County$596

HOAbilled quarterly$72

Estimated total, before insurance$2,529/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,738/yr · $395/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Last sold: $371,000 in September 2023(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$287,815	$236,240	—
2024	$278,875	$228,875	—
2023	$60,000	$60,000	—

2025 property taxes (current owner): $4,738/yr

Estimated taxes if purchased at asking price: ~$7,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2023)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 22, 2026Price change$365,000−$4,900
Jul 1, 2026Listed$369,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$365,000

Price / Sq Ft$214

Bedrooms4

Bathrooms2.00

Full Baths2

Square Footage1,707

Acres0.15 acres

Year Built2023

TypeResidential

Sub-TypeSingle Family Residence

StyleRanch

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

Community Information

Address11141 Stapleton Drive, Jacksonville, FL 32222

Area066-Cecil Commerce Area

SubdivisionCopper Ridge

CityJacksonville

CountyDuval

StateFL

Zip Code32222

Lot Size6,534 sq ft

Parcel Number0163871695

Amenities

AmenitiesPool, Pickleball, Playground, Tennis Court(s)

UtilitiesCable Available, Electricity Available, Natural Gas Available, Water Available

SewerPublic Sewer

Water SourcePublic

Green / EnergyInsulation, Thermostat, Water Heater

ParkingGarage, Garage Door Opener

ViewPond

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Entrance Foyer, Kitchen Island, Pantry, Primary Bathroom - Shower No Tub, Primary Downstairs, Smart Home, Smart Thermostat, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, ENERGY STAR Qualified Dishwasher, ENERGY STAR Qualified Dryer, ENERGY STAR Qualified Refrigerator, ENERGY STAR Qualified Washer, ENERGY STAR Qualified Water Heater, Gas Oven, Gas Range, Gas Water Heater, Ice Maker, Microwave, Refrigerator, Tankless Water Heater, Washer

HeatingCentral

CoolingCentral Air

FlooringCarpet, Tile

# of Stories1

LevelsOne

LaundryIn Unit, Lower Level

SecuritySmoke Detector(s)