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This home is in Jacksonville.

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Active

Active·33 days on market

9454 Staplehurst Drive

Jacksonville, FL 32244

$354,000$193/sqftEst. $1,805/moMLS# 2152018
4
Beds
2
Baths
1,833
Sq Ft
2005
Built
2
Garage
No
Pool

About this home

Jacksonville

Welcome to this beautifully maintained 4-bedroom, 2-bath traditional home offering comfort, space, and convenient access to community amenities. Step inside to an inviting layout featuring vaulted ceilings, an entrance foyer, split bedrooms, and a spacious living area with a cozy fireplace. Kitchen appliances including electric range, dishwasher, microwave, disposal, and refrigerator, plus a pantry for added storage. The spacious primary suite includes a walk-in closet and double vanity. Tile flooring in the kitchen, dining and bathrooms, living areas and bedrooms are laminate flooring, creating a practical and comfortable balance. Outside, enjoy front and rear irrigation and easy access to neighborhood amenities including the community pool, children's splash area, playground, basketball courts, tennis courts, and clubhouse. Schedule your showing today!

Cost to own

Mortgage calculator

$354,000
$70,800
Loan Term
Monthly Payment
$1,805
Principal & Interest: $1,805
Property taxes (est.): $578
Insurance (est.): $236
Estimated Total Monthly
$2,619
*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$1,805
Property taxesest. at asking price, Duval County$578
HOAbilled annually$50
Estimated total, before insurance$2,433/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,074/yr · $423/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$265,396$265,396
2024$266,162$250,309 $9,946
2023$274,274$227,554 $10,000
2022$254,658$206,868
2021$188,062$188,062
2020$172,330$172,330 $6,500

2025 property taxes (current owner): $5,074/yr

Estimated taxes if purchased at asking price: ~$6,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2005)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,729 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Jun 23, 2026Listed$354,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$354,000
Price / Sq Ft$193
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage1,833
Acres0.17 acres
Year Built2005
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo
Direction FacesNorth

Community Information

Address9454 Staplehurst Drive, Jacksonville, FL 32244
Area067-Collins Rd/Argyle/Oakleaf Plantation (Duval)
SubdivisionWatermill
CityJacksonville
CountyDuval
StateFL
Zip Code32244
Lot Size7,405.2 sq ft
Parcel Number0164305065

Amenities

AmenitiesPool, Basketball Court, Children's Pool, Playground, Tennis Court(s)
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage

Interior

Interior FeaturesEntrance Foyer, Pantry, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Range, Electric Water Heater, Microwave, Refrigerator, Water Softener Owned
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringLaminate, Tile
FireplaceYes
# of Fireplaces1
Fireplace FeaturesElectric
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
RoofShingle
ConstructionFrame, Stucco
Other StructuresShed(s)
Road FrontageState Road

Additional Information

Date ListedJune 24, 2026
Days on Market1
HOA Fees$600 / Annually
HOA FrequencyAnnually
Tax Amount$5,074.46
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: UNITED REAL ESTATE GALLERY

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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