This home is in Jacksonville — a waterfront home in Jacksonville.
Active·47 days on market
9974 Kevin Road
Jacksonville, FL 32257
About this home
Jacksonville
Lakefront living plus upgrades in this beautiful 4-bedroom, 2-bath home. Home Warranty included with an acceptable offer. From the moment you arrive, you'll notice custom paver driveway paths & walkways that gracefully wrap around the home, with a water front elegant aluminum black fence in the back. A ton of upgrades, including gutters surrounding the entire home, epoxy-coated garage, front entry, & rear patio, plus a fully floored attic with stair access for storage & a tankless water heater Inside. The open-concept design and desirable split-bedroom floor plan create a seamless flow for everyday living and entertaining. The gourmet kitchen serves as the heart of the home, featuring an oversized quartz island, perfect for gathering with family & friends. Step outside to your private lakeside retreat & enjoy tranquil water views from the patio. As evening falls, permanent Govee exterior lighting transforms the property with stunning ambiance & year-round elegance. Come see today
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $374,612 | $188,121 | ▲ $15,601 |
| 2024 | $359,580 | $182,112 | — |
| 2023 | $361,502 | $175,352 | — |
| 2022 | $331,304 | $168,789 | — |
| 2021 | $248,627 | $162,417 | — |
| 2020 | $56,000 | $56,000 | — |
2025 property taxes (current owner): $3,885/yr
Estimated taxes if purchased at asking price: ~$9,000/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: material not specified — year not disclosed (home built 2020)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,757 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
History
Price & status history
- Jul 14, 2026Price change$459,900−$10,000
- Jun 22, 2026Listed$469,900
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
Community Information
Amenities
Interior
Additional Information
Listing Courtesy of: PUBLIC SERVICES REALTY
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
Keep looking
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Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines