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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Active

Active·114 days on market

184 Draco Street

Orange Park, FL 32073

$264,950$205/sqftEst. $1,468/moMLS# 2151199
↓ $15,000 below original list
4
Beds
2
Baths
1,293
Sq Ft
1964
Built
—
Garage
No
Pool
FEMA Zone XNo HOA8,712 sqft lotSingle Family Residence1 story

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Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Orange Park

Move-In Ready and Beautifully Updated! This newly remodeled home features fresh paint, new flooring throughout, and a bright, inviting interior. Brand-new HVAC!!!. Enjoy modern updates and a functional layout designed for comfortable living. Located in a highly desirable area close to shopping, dining, schools, and major roadways, this home offers both convenience and value. Don't miss this opportunity to own a move-in-ready home in a sought-after neighborhood!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,468
Property taxesest. at asking price, Clay County$406
Estimated total, before insurance$1,874/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,559/yr · $213/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$264,950
$52,990
Loan Term
Monthly Payment
$1,468
Principal & Interest: $1,468
Property taxes (est.): $406
Insurance (est.): $177
Estimated Total Monthly
$2,050
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 1964)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer (public record) · Public water · Clay County Utilities

County records show this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,442 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$144,292$144,292—
2024$143,776$143,776—
2023$142,365$20,000—
2022$120,694$24,500—
2021$97,525$24,500—
2020$91,175$24,500—

2025 property taxes (current owner): $2,559/yr

Estimated taxes if purchased at asking price: ~$4,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Sep 18, 2026Price change$264,950−$5,000
  • Aug 8, 2026Price change$269,950−$5,000
  • Jul 15, 2026Price change$274,950−$5,000
  • Jun 18, 2026Listed$279,950

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $163/sq ft; this home is listed at $205/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1968 Acorn Run W, Orange Park, FL 32073Listed by COLDWELL BANKER VANGUARD REALTYAug 2026$120,000$1022/21,17820.1
201 Canis Drive W, Orange Park, FL 32073Listed by RIVER CITY RENTALS AND REALTYSep 2026$136,000$1413/1.596390.3
333 Dillon Court, Orange Park, FL 32073Listed by FLORIDA HOMES REALTY & MTG LLCSep 2026$325,000$2063/21,57680.4
388 Arora Boulevard, Orange Park, FL 32073Listed by ASSIST 2 SELL BUYERS & SELLERS PREMIER REALTYAug 2026$188,500$1383/21,368110.4
279 Bonnlyn Drive, Orange Park, FL 32073Listed by OPENDOOR BROKERAGE, LLC.Aug 2026$218,000$1633/21,338500.7
398 Toccoa Road, Orange Park, FL 32073Listed by KELLER WILLIAMS FIRST COAST REALTYSep 2026$218,000$2103/1.51,040830.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$264,950
Price / Sq Ft$205
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage1,293
Acres0.20 acres
Year Built1964
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
# of Carport Spaces1
Has PoolNo
Is WaterfrontNo

Community Information

Address184 Draco Street, Orange Park, FL 32073
Area131-Meadowbrook/Loch Rane
SubdivisionMeadowbrook
CityOrange Park
CountyClay
StateFL
Zip Code32073
Lot Size8,712 sq ft
Parcel Number06042601125100000

Amenities

UtilitiesSewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingCarport

Interior

AppliancesDishwasher, Electric Range, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
# of Stories1

Additional Information

Date ListedJune 18, 2026
Days on Market92
Tax Amount$2,558.78
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: SUPREME PATH BROKERAGE LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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