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This home is in Jacksonville — a gated community home in Jacksonville.

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Active

Active·45 days on market

8550 Touchton Road 2221

Jacksonville, FL 32216

$259,990$161/sqftEst. $1,326/moMLS# 2151139

Beds

Baths

1,613

Sq Ft

2005

Built

—

Garage

Pool

About this home

Jacksonville

Welcome home! Community is centrally located to shopping, dining, highways and much more. Short drive to downtown, beaches, and Town Center. The unit offers beautiful vaulted ceilings with lots of natural light. The split floor plan has three bedrooms and two bathrooms plus a bonus loft and sunroom. Lots of space to meet a variety of needs! Community is gated and has fantastic amenities. This unit won't last long! Call today to schedule an appointment.

Cost to own

Mortgage calculator

Home Price

$259,990

Down Payment: 20%

$51,998

Interest Rate: 6.58%

Loan Term

Monthly Payment

$1,326

Principal & Interest: $1,326

Property taxes (est.): $425

Insurance (est.): $173

Estimated Total Monthly

$1,923

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$1,326

Property taxesest. at asking price, Duval County$425

HOAbilled monthly$894

Estimated total, before insurance$2,644/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,832/yr · $236/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Last sold: $240,000 in February 2022(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$200,000	$149,278	▼ $25,000
2024	$225,000	$175,000	—
2023	$225,000	$175,000	—
2022	$182,000	$159,500	—
2021	$145,000	$145,000	▲ $4,500
2020	$140,500	$82,389	—

2025 property taxes (current owner): $2,832/yr

Estimated taxes if purchased at asking price: ~$5,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2005)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely sewer

County records indicate this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,782 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jun 17, 2026Listed$259,990

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$259,990

Price / Sq Ft$161

Bedrooms3

Bathrooms2.00

Full Baths2

Square Footage1,613

Acres0.01 acres

Year Built2005

TypeResidential

Sub-TypeCondominium

StyleContemporary

StatusActive

Has PoolNo

Is WaterfrontNo

Community Information

Address8550 Touchton Road 2221, Jacksonville, FL 32216

Area022-Grove Park/Sans Souci

SubdivisionMontreux

CityJacksonville

CountyDuval

StateFL

Zip Code32216

Lot Size435.6 sq ft

Parcel Number1541665868

ZoningCondominium

Amenities

AmenitiesPool, Barbecue, Basketball Court, Car Wash Area, Clubhouse, Dog Park, Fitness Center, Gated, Management - Full Time, Security, Spa/Hot Tub, Tennis Court(s), Trash

UtilitiesCable Available

SewerPublic Sewer

Water SourcePublic

ParkingAdditional Parking, Gated, Parking Lot, Secured

ViewPond, Trees/Woods