Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Jacksonville — a home near Mandarin High School.

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Active Under Contract

Active Under Contract·48 days on market

12717 Allport Road

Jacksonville, FL 32258

$339,900$180/sqftEst. $1,733/moMLS# 2150693

Beds

Baths

1,884

Sq Ft

1985

Built

Garage

Pool

About this home

Jacksonville

New Roof prior to close! Peaceful Mandarin Living, No HOA + Bonus Flex Space. If you're a first-time home buyer or someone working from home, this Mandarin property checks the boxes that matter -- privacy, flexibility, and location. Inside, you'll find warm wood flooring throughout the main living areas and a kitchen featuring granite countertops that offer both durability and style. The layout flows comfortably for everyday living, while the spacious primary suite provides a true retreat with a large walk-in closet. But here's where this home really stands out: Out back, you'll find a separate detached building -- perfect for a private home office, creative studio, gym, workshop, or side business setup. If you work from home and need separation between work and personal life, this space gives you that flexibility. No HOA means freedom to truly use your property the way you want. Located in the heart of Mandarin, you're just minutes from shopping, restaurants, and everyday conveniences

Cost to own

Mortgage calculator

Home Price

$339,900

Down Payment: 20%

$67,980

Interest Rate: 6.58%

Loan Term

Monthly Payment

$1,733

Principal & Interest: $1,733

Property taxes (est.): $555

Insurance (est.): $227

Estimated Total Monthly

$2,515

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$1,733

Property taxesest. at asking price, Duval County$555

Estimated total, before insurance$2,288/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,979/yr · $248/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$281,655	$137,058	—
2024	$276,986	$132,488	—
2023	$286,147	$127,173	—
2022	$275,446	$122,013	—
2021	$189,602	$117,003	—
2020	$183,627	$114,698	▲ $7,428

2025 property taxes (current owner): $2,979/yr

Estimated taxes if purchased at asking price: ~$6,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 1985)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,685 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History