This home is in Jacksonville.

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Active

Active·32 days on market

5208 Tan Street

Jacksonville, FL 32258

$352,000$227/sqftEst. $1,873/moMLS# 2129172

Beds

Baths

1,554

Sq Ft

1970

Built

Garage

Pool

About this home

Jacksonville

Rare opportunity in the heart of Mandarin! This renovated 4BR/1BA concrete block home sits on an expansive DOUBLE LOT totaling .72 acres, offering endless possibilities--build a second home, create a guest or in-law residence, add a rental, or simply enjoy the privacy and space of a beautiful oversized lot. NO HOA or CDD, and the property can be subdivided, making this a standout investment or forever-home opportunity. The solidly built home features crawl space construction, a brand-new renovated bathroom with walk-in shower, and a spacious, updated kitchen with granite countertops. Relax and unwind on the screened-in porch, perfect for enjoying the peaceful surroundings. A detached 2-car garage adds storage and flexibility. Major updates include a 2022 roof, plus artesian shared well and septic. Ideally located in a prime Mandarin location, close to shopping, dining, major roadways, and just a short drive to the beaches.

Cost to own

Mortgage calculator

Home Price

$352,000

Down Payment: 20%

$70,400

Interest Rate: 6.49%

Loan Term

Monthly Payment

$1,778

Principal & Interest: $1,778

Est. Taxes & Insurance: $445

Estimated Total Monthly

$2,223

*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$1,873

Property taxesest. at asking price, Duval County$575

Estimated total, before insurance$2,448/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $324,000 in July 2022(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$349,193	$260,127	—
2024	$310,182	$252,089	▼ $156
2023	$293,291	$243,291	—
2022	$254,829	$87,781	▲ $37,815
2021	$192,147	$83,754	—
2020	$183,579	$81,901	▲ $13,136

2024 property taxes (current owner): $4,874/yr

Estimated taxes if purchased at asking price: ~$6,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — 2022 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Likely septic

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,377 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History