Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Jacksonville — a gated community home in Jacksonville.

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Active

Active·54 days on market

6130 Clearsky Drive

Jacksonville, FL 32258

$355,000$191/sqftEst. $1,810/moMLS# 2149796

Beds

Baths

1,858

Sq Ft

2006

Built

Garage

Pool

About this home

Jacksonville

PRICE REDUCED! SELLER WILLING TO BUY DOWN RATE WITH ACCEPTABLE OFFER! This beautiful 3 bedroom 2.5 bathroom UPDATED Town Home offers that and much more! Located in the beautiful Sumerlin at Bartram gated community with lots of great amenities. This home offers low maintenance and incredible value. Perfectly and conveniently located close to shopping, restaurants, parks, hospitals and I-95. AC replaced this year with a top of the line DAIKIN unit, new water heater, roof replaced in 2025. This must see home offers a screened lanai with your own private courtyard separated by an electric screen operated by a remote. LVP flooring, custom plantation shutters, granite countertops, crown molding. Primary upstairs suite is equipped with a custom walk-in closet that is truly a one of a kind! Large 2 car garage with room for cars and storage, the list of updates and features goes on and on. Make your appointment today to see this one! Bring your best OFFER!

Cost to own

Mortgage calculator

Home Price

$355,000

Down Payment: 20%

$71,000

Interest Rate: 6.58%

Loan Term

Monthly Payment

$1,810

Principal & Interest: $1,810

Property taxes (est.): $580

Insurance (est.): $237

Estimated Total Monthly

$2,626

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$1,810

Property taxesest. at asking price, Duval County$580

HOAbilled monthly$295

Estimated total, before insurance$2,685/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,596/yr · $300/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$288,978	$136,460	—
2024	$290,279	$131,907	▲ $13,271
2023	$282,834	$126,609	▲ $28,714
2022	$244,379	$121,466	▼ $11,627
2021	$197,431	$116,472	—
2020	$194,885	$114,174	▲ $10,571

2025 property taxes (current owner): $3,596/yr

Estimated taxes if purchased at asking price: ~$7,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: Shingle — 2025 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,758 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 30, 2026Price change$355,000−$4,000
Jul 16, 2026Price change$359,000−$6,000
Jun 10, 2026Listed$365,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$355,000

Price / Sq Ft$191

Bedrooms3

Bathrooms2.50

Full Baths2

Half Baths1

Square Footage1,858

Acres0.05 acres

Year Built2006

TypeResidential

Sub-TypeTownhouse

Property ConditionUpdated/Remodeled

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

Community Information

Address6130 Clearsky Drive, Jacksonville, FL 32258

Area015-Bartram

SubdivisionSumerlin At Bartram

CityJacksonville

CountyDuval

StateFL

Zip Code32258

Lot Size2,178 sq ft

Parcel Number1587675048

Amenities

AmenitiesPool, Fitness Center, Gated, Maintenance Grounds

UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Walk-In Closet(s)

AppliancesDishwasher, Dryer, Electric Range, Electric Water Heater, Freezer, Microwave, Refrigerator, Washer, Water Softener Owned

HeatingCentral

CoolingCentral Air

FlooringTile, Vinyl

# of Stories2

LevelsTwo

LaundryElectric Dryer Hookup, In Unit, Upper Level, Washer Hookup

SecuritySecurity Gate, Smoke Detector(s)