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Active

Active·64 days on market

1634 Majestic View Lane

Fleming Island, FL 32003

$450,000$197/sqftEst. $2,321/moMLS# 2148973

Beds

Baths

2,285

Sq Ft

2006

Built

Garage

Pool

About this home

Fleming Island

VA Loan Assumption available at 3.75%!! Welcome home to this beautiful all-brick 4-bedroom, 3-bath residence in the highly sought-after Fleming Island Plantation community! From the moment you step inside, you'll be impressed by the spacious and inviting layout designed for both everyday living and entertaining. Just off the entry, a versatile front room offers the perfect space for a home office, playroom, formal sitting area, or flex space, complemented by a dedicated dining area. The expansive wraparound kitchen features updated stainless steel appliances, abundant counter space, and a breakfast bar overlooking the oversized living room - creating the ideal open flow. The thoughtfully designed split floor plan provides privacy, with the spacious primary suite tucked away on one side of the home, featuring a gorgeous en-suite bath and walk in shower.

Cost to own

Mortgage calculator

Home Price

$450,000

Down Payment: 20%

$90,000

Interest Rate: 6.69%

Loan Term

Monthly Payment

$2,321

Principal & Interest: $2,321

Property taxes (est.): $690

Insurance (est.): $300

Estimated Total Monthly

$3,310

*30-year loan at 6.69% APR (avg 30-yr rate 2026-08-06, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.69% · 30yr$2,321

Property taxesest. at asking price, Clay County$690

HOAbilled annually$6

Estimated total, before insurance$3,016/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,515/yr · $460/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$361,235	$207,866	—
2024	$364,891	$201,301	—
2023	$347,286	$193,982	—
2022	$312,333	$186,876	—
2021	$239,963	$179,977	—
2020	$226,802	$132,601	—

2025 property taxes (current owner): $5,515/yr

Estimated taxes if purchased at asking price: ~$8,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: Shingle — year not disclosed (home built 2006)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer (public record) · Public water · Clay County Utilities

County records show this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,574 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jun 5, 2026Listed$450,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$450,000

Price / Sq Ft$197

Bedrooms4

Bathrooms3.00

Full Baths3

Square Footage2,285

Acres0.16 acres

Year Built2006

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

StatusActive

# of Garages3

Has PoolNo

Is WaterfrontNo

Community Information

Address1634 Majestic View Lane, Fleming Island, FL 32003

Area124-Fleming Island-SW

SubdivisionFleming Island Plantation

CityFleming Island

CountyClay

StateFL

Zip Code32003

Lot Size6,969.6 sq ft

Parcel Number38052601426604394

ZoningResidential

Amenities

AmenitiesPool, Basketball Court, Children's Pool, Clubhouse, Golf Course, Jogging Path, Maintenance Grounds, Park, Pickleball, Playground, Tennis Court(s)

UtilitiesElectricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage, Garage Door Opener

ViewProtected Preserve

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), His and Hers Closets, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)

AppliancesDishwasher, Disposal, Electric Cooktop, Electric Oven, Freezer, Ice Maker, Microwave, Refrigerator

HeatingCentral, Electric

CoolingCentral Air, Electric

FlooringCarpet, Vinyl

# of Stories1

LevelsOne

LaundryElectric Dryer Hookup, Washer Hookup

SecurityFire Alarm, Smoke Detector(s)