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Active

Active·151 days on market

1840 Green Springs Circle C

Fleming Island, FL 32003

$270,000$162/sqftEst. $1,377/moMLS# 2133765

Beds

Baths

1,664

Sq Ft

2005

Built

Garage

Pool

About this home

Fleming Island

Charming and inviting townhome located in the desirable Fleming Island Plantation community! This well-maintained 3-bedroom, 2.5-bath home offers an open floor plan with spacious living and dining areas, perfect for everyday living and entertaining. The kitchen provides plenty of cabinet space and overlooks the main living area. The primary bedroom features a Florida room-style space filled with natural light, creating a relaxing retreat that can be used as a sitting area or office. Upstairs also includes additional bedrooms for family or guests. Enjoy the convenience of a one-car garage and low-maintenance living. Residents enjoy exceptional community amenities including a water park, golf course, Topgolf, pickleball courts, tennis courts, swimming pools, playgrounds, pedestrian paths, and a nature trail. Conveniently located near shopping, dining, and top-rated schools. A great opportunity to own in the heart of Fleming Island!

Cost to own

Mortgage calculator

Home Price

$270,000

Down Payment: 20%

$54,000

Interest Rate: 6.58%

Loan Term

Monthly Payment

$1,377

Principal & Interest: $1,377

Property taxes (est.): $414

Insurance (est.): $180

Estimated Total Monthly

$1,970

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$1,377

Property taxesest. at asking price, Clay County$414

HOAbilled monthly$295

Estimated total, before insurance$2,085/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,709/yr · $392/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$246,276	$195,554	—
2024	$240,582	$190,582	—
2023	$239,231	$208,415	—
2022	$204,440	$189,469	—
2021	$172,245	$172,245	—
2020	$166,332	$156,300	—

2025 property taxes (current owner): $4,709/yr

Estimated taxes if purchased at asking price: ~$5,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone E

Zone E evacuates after zones A, B, C, D in an approaching storm.

Roof: Shingle — year not disclosed (home built 2005)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer (public record) · Public water · Clay County Utilities

County records show this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,781 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Mar 7, 2026Listed$270,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$270,000

Price / Sq Ft$162

Bedrooms3

Bathrooms2.50

Full Baths2

Half Baths1

Square Footage1,664

Year Built2005

TypeResidential

Sub-TypeTownhouse

StyleTraditional

StatusActive

# of Garages1

Has PoolNo

Is WaterfrontNo

Direction FacesSouth

School Information

ElementaryThunderbolt

MiddleGreen Cove Springs

HighFleming Island

Community Information

Address1840 Green Springs Circle C, Fleming Island, FL 32003

Area124-Fleming Island-SW

SubdivisionFleming Island Plantation

CityFleming Island

CountyClay

StateFL

Zip Code32003

Parcel Number16052601426603901

ZoningResidential

Amenities

AmenitiesPool, Basketball Court, Children's Pool, Clubhouse, Golf Course, Jogging Path, Maintenance Grounds, Management - Full Time, Management- On Site, Park, Pickleball, Playground, Tennis Court(s)

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage, Garage Door Opener

ViewCity, Trees/Woods