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Active

Active·128 days on market

2336 Links Drive

Fleming Island, FL 32003

$675,000$218/sqftEst. $3,481/moMLS# 2137244

Beds

Baths

3,090

Sq Ft

2004

Built

Garage

Pool

About this home

Fleming Island

I simply couldn't wait to tell you about an extraordinary property I've just listed in Fleming Island Plantation. This isn't just another listing; it's a truly exceptional residence that blends contemporary sophistication with unparalleled versatility, making it stand out in every regard. One of its most compelling features, setting it apart from anything else on the market, is the completely independent, fully-appointed private guest apartment. Imagine the possibilities: a tranquil haven for extended family, a luxurious and secluded space for guests, or an inspiring, dedicated traveling doctor or nurse . This self-contained unit offers ultimate flexibility and privacy, complete with its own living space and amenities. The main house itself is a masterpiece of design. This home truly encapsulates the very best of Fleming Island living - a unique fusion of modern luxury, thoughtful functionality, and an unbeatable location. New Windows , patio screens , newer AC and Roof.

Cost to own

Mortgage calculator

Home Price

$675,000

Down Payment: 20%

$135,000

Interest Rate: 6.69%

Loan Term

Monthly Payment

$3,481

Principal & Interest: $3,481

Property taxes (est.): $1,034

Insurance (est.): $450

Estimated Total Monthly

$4,965

*30-year loan at 6.69% APR (avg 30-yr rate 2026-08-06, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.69% · 30yr$3,481

Property taxesest. at asking price, Clay County$1,034

HOAbilled monthly$72

Estimated total, before insurance$4,587/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$6,991/yr · $583/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$528,488	$304,618	—
2024	$521,093	$295,326	—
2023	$513,833	$285,268	—
2022	$401,485	$275,503	—
2021	$316,023	$266,023	—
2020	$306,897	$306,897	—

2025 property taxes (current owner): $6,991/yr

Estimated taxes if purchased at asking price: ~$12,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: material not specified — year not disclosed (home built 2004)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer (public record) · Public water · Clay County Utilities

County records show this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,751 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History