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Active

Active·52 days on market

32 Hulett Woods Road

Palm Coast, FL 32137

$345,700$161/sqftEst. $1,763/moMLS# 2148553

Beds

Baths

2,147

Sq Ft

2024

Built

Garage

Pool

About this home

Palm Coast

Incredible value (+$7k Seller Credit to Buyer) in this new community w/ this 2024 residence, showcasing modern curb appeal and meticulously designed for low-maintenance living. The stunning open-concept interior features significant upgrades. The breathtaking Level 3 Luxury Granite Infinite Waterfall Kitchen Island, featuring Fantasy Brown Color, is truly the heart of this fantastic kitchen, complemented by a chic new backsplash. For year-round comfort, the living room and master suite now boast upgraded, modern ceiling fans. This home is built for savings, including a spacious garage and smart, energy-efficient features promising long-term value. Enjoy the resort-style amenities (clubhouse, pool, gym, dog park, splash, playground & biking tr). Located in a prime spot zoned for fantastic shopping, dining, and excellent schools (Belle Terre, Ind. Trails, Matanzas), the location offers incredible lifestyle convenience: just 12 mi to the Beach, 8 mi to European Village shop&dining

Cost to own

Mortgage calculator

Home Price

$345,700

Down Payment: 20%

$69,140

Interest Rate: 6.58%

Loan Term

Monthly Payment

$1,763

Principal & Interest: $1,763

Insurance (est.): $230

Estimated Total Monthly

$1,993

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$1,763

HOAbilled annually$21

Estimated total, before insurance$1,783/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$6,938/yr · $578/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $6,938/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2024)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 20, 2026Price change$345,700−$1,600
Jun 3, 2026Listed$347,300

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$345,700

Price / Sq Ft$161

Bedrooms4

Bathrooms2.00

Full Baths2

Square Footage2,147

Total Structure Area2,879 sq ft

Acres0.14 acres

Year Built2024

TypeResidential

Sub-TypeSingle Family Residence

StatusActive

# of Garages3

Has PoolNo

Is WaterfrontYes

Direction FacesNorth

School Information

ElementaryBelle Terre

MiddleIndian Trails

HighMatanzas

Community Information

Address32 Hulett Woods Road, Palm Coast, FL 32137

Area602-Flagler County-NW

SubdivisionSawmill Branch

CityPalm Coast

CountyFlagler

StateFL

Zip Code32137

Lot Size6,098.4 sq ft

Parcel Number2810305415000000660

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

Water SourcePublic

ParkingGarage

ViewPond

Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Kitchen Island, Open Floorplan, Pantry, Smart Home, Smart Thermostat, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Electric Oven, Electric Range, Electric Water Heater, Ice Maker, Microwave, Refrigerator, Washer

HeatingCentral

CoolingCentral Air

FlooringCarpet, Vinyl

# of Stories1

LevelsOne